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NEXT is now ERGO NEXT Insurance, uniting digital-first innovation with Munich Re's global financial strength.

The Business Blog

Welcome to the NEXT Insurance blog. Here you’ll find valuable articles tailored to your business needs, so you can be ready for whatever comes Next.

Small Business

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The 8 fastest-growing outdoor and mobile service businesses

The 8 fastest-growing outdoor and mobile service businesses

Is NEXT Insurance Legit? (Spoiler alert: Yes)

Is NEXT Insurance Legit? (Spoiler alert: Yes)

Independent contractor vs sole proprietor vs LLC: What's the difference?

Independent contractor vs sole proprietor vs LLC: What's the difference?

Market research methods every small business owner should know

Market research methods every small business owner should know

Grants for women owned businesses

Grants for women owned businesses

The 8 fastest growing small businesses in food, restaurants and beverages for 2026

The 8 fastest growing small businesses in food, restaurants and beverages for 2026

Step-by-step business startup checklist

Step-by-step business startup checklist

The 7 biggest threats to small businesses in 2026 (and how to avoid them)

The 7 biggest threats to small businesses in 2026 (and how to avoid them)

The right to refuse service to rude customers: Is it legal for a business?

The right to refuse service to rude customers: Is it legal for a business?

16 amazing 1099 tax deductions for independent contractors

16 amazing 1099 tax deductions for independent contractors

...

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Terms of Service

NEXT is part of the ERGO Group, a Munich Re company.

Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

^* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts and policy start times apply to specific coverages only.

^** Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim.

^† Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of April 1, 2026. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.