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NEXT is now ERGO NEXT Insurance, uniting digital-first innovation with Munich Re's global financial strength.

The Business Blog

Welcome to the NEXT Insurance blog. Here you’ll find valuable articles tailored to your business needs, so you can be ready for whatever comes Next.

Small Business

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Survey: Is AI replacing insurance agents?

New: Survey: Is AI replacing insurance agents?

6 biggest summer liability risks for small businesses (and how to protect against them)

6 biggest summer liability risks for small businesses (and how to protect against them)

Is my business too small for business insurance?

Is my business too small for business insurance?

How much landlord insurance do I need?

How much landlord insurance do I need?

7 common landlord tenant insurance mistakes property owners make

7 common landlord tenant insurance mistakes property owners make

How to get online small business insurance quotes

How to get online small business insurance quotes

Does landlord insurance cover tenant damage?

Does landlord insurance cover tenant damage?

How your business can beat the summer slowdown slump

How your business can beat the summer slowdown slump

Seasonal employment: 7 tips for small businesses hiring for the summer

Seasonal employment: 7 tips for small businesses hiring for the summer

Special event insurance for summer markets and holiday pop-ups

Special event insurance for summer markets and holiday pop-ups

...

Home›Blog›Small Business

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Terms of Service

NEXT is part of the ERGO Group, a Munich Re company.

Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

^* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts and policy start times apply to specific coverages only.

^** Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim.

^† Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of April 1, 2026. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.