What We Cover
Business Insurance
General Liability Insurance
Business Owner’s Policy (BOP)
Workers’ Compensation Insurance
Commercial Property Insurance
Commercial Auto Insurance
Professional Liability Insurance
Errors and Omissions (E&O) Insurance
Tools & Equipment Insurance
Employment Practices Liability Insurance
Who We Cover
Construction
Contractors
Consultants
Cleaning
Retail
Food & Beverage
Sports & Fitness
Education
Arts & Entertainment
Beauty & Personal Care
View all professions
Certificate of Insurance
Small Business Blog
Learn about Insurance
Insurance Glossary
Become an Agent
Become a Partner
Become an Affiliate
Agent Login
About Us
Reviews
Newsroom
Careers
Help Center
File a Claim

NEXT is now ERGO NEXT Insurance, uniting digital-first innovation with Munich Re's global financial strength.

The Business Blog

Welcome to the NEXT Insurance blog. Here you’ll find valuable articles tailored to your business needs, so you can be ready for whatever comes Next.

Small Business

Link copied!

Filing small business taxes for the first time: What you need to know

Filing small business taxes for the first time: What you need to know

How to file independent contractor taxes

How to file independent contractor taxes

Mileage tax deduction for small business: How to calculate and deduct

Mileage tax deduction for small business: How to calculate and deduct

The 11 fastest growing small businesses of 2026

The 11 fastest growing small businesses of 2026

Do I need General Liability insurance as a freelancer?

Do I need General Liability insurance as a freelancer?

NEXT business insurance and instant COIs help Radtron Studio save 12 hours a month

NEXT business insurance and instant COIs help Radtron Studio save 12 hours a month

NEXT Insurance helps Mrs. Sourdough rise faster with instant COIs

NEXT Insurance helps Mrs. Sourdough rise faster with instant COIs

12 best business networking groups for small business owners

12 best business networking groups for small business owners

Don’t wait: When to file an insurance claim, and how it could protect your business

Don’t wait: When to file an insurance claim, and how it could protect your business

Small Business Saturday marketing ideas for 2025: 15 tips to stand out and sell more locally

Small Business Saturday marketing ideas for 2025: 15 tips to stand out and sell more locally

...

Home›Blog›Small Business

What we cover

Business Insurance

General Liability

Workers’ Compensation

Commercial Property

Business Personal Property

Commercial Auto

Professional Liability

Errors and Omissions

Tools & Equipment

Business Owner's Policy

Product Liability

Employment Practices Liability

LLC Business Insurance

Liquor Liability

Certificate of Insurance

Who we insure

Architects & Engineers

Financial Services

Top professions

Carpenter Insurance

Daycare Insurance

Debris Removal Insurance

General Contractor Insurance

Handyman Insurance

Landscaping Insurance

Painters Insurance

Personal Trainer Insurance

Roofing Insurance

Auto Repair Shop

Yoga Teacher Insurance

Retail Store Insurance

Most popular

Accountant Insurance

Architect Insurance

Catering Insurance

Ecommerce Insurance

Engineer Insurance

Massage Insurance

Photographer Insurance

Real Estate Agent Insurance

Restaurant Insurance

Texas General Liability

Florida General Liability

California General Liability

About us

Become an Agent

Insurance Glossary

Partner With Us

Mon – Fri | 8 a.m. – 5 p.m. CT

© 2026 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States

Terms of Service

NEXT is part of the ERGO Group, a Munich Re company.

Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

^* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts and policy start times apply to specific coverages only.

^** Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim.

^† Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of April 1, 2026. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.