WE’RE 100% DEDICATED TO SMALL BUSINESS.

Tailored business insurance. Zero hassle. Big savings.

Choose your primary coverage to get started:

General Liability Insurance

General Liability

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Workers' Compensation Insurance

Workers’ Compensation

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Professional Liability

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Commercial Property Insurance

Commercial Property

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More Insurance Coverage

Other Coverages

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Get NEXT. Get Going.

Our business insurance gives you the confidence to take smart risks with your business; the kind that’ll take you to the next level. So whether you’re just starting out or looking to bring on a team of 20, NEXT will help get you there.

We know you’re busy, so we’ll be quick.
1 tell us what you do
1

Tell us what you do.

2 select your cover
2

Select your type of coverage.

3 instant certificate
3

Get your certificate of insurance.

Let’s find the coverage you need for your business.
Business insurance is divided into different policies. We offer 7 types so it's easy to design the coverage that fits your business.
General Liability insurance
General Liability
Accidentally damaged customer property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks. Contractors and cleaners can add tools and equipment coverage to protect their gear, as well.
Workers' Compensation Insurance
Workers’ Compensation
If you have employees, workers’ comp is mandatory in almost every state to help cover medical bills and lost wages if a workplace accident occurs. And don’t forget about the boss — add business owner’s coverage to protect yourself as well.
Professional Liability or Error and Omissions Insurance
Professional Liability/E&O
If you’re accused of making an error at work, we’ve got your back. Get professional liability insurance (also known as errors & omissions insurance) and you’ll be protected from certain types of lawsuits and claims.
Commercial Auto Insurance
Commercial Auto
Vehicle-related damage shouldn’t mean you have to pump the brakes on your bottom line. With commercial auto, you’re covered for dents, tows and damage to someone else’s car or truck. Add HNOA coverage for extra protection on rentals and employee vehicles.
Tools & Equipment Insurance
Tools & Equipment
Add a tools and equipment upgrade to your general liability insurance. If your gear ever gets damaged or stolen, we’ll be there to abracadabra them back in a flash.
Commercial Property Insurance
Commercial Property
Commercial property insurance isn’t just for buildings — it can protect almost all the gear, inventory and equipment you need to do business.
Business Owner’s Policy Insurance
Business Owner’s Policy
A business owner’s policy (BOP) combines general liability and commercial property into one handy package. It’s a great option for protecting your business if you have a physical location, equipment or inventory and if you deal with customers or the public.

We’ve got tailored policies for thousands of professions.

Accountant, Carpenter, Catering, Daycare, Dance Instructor, DJ, E-commerce, Electrician, Engineer, General Contractor, Handyman, House Cleaning and Maid Service, Agents Insurance, Landscaping, Personal Trainer, Pressure Washing, Real Estate Agent, Restaurant, Retail Store, Roofing

Bundle two or more of our policies and save up to 10%.

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am best a excellent

NEXT is rated “A- Excellent” by AM Best, the industry standard for rating insurance companies.

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.
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© 2024 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States
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Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of December 6, 2023. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.