Our wedding planner insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
You accidentally knock down an expensive chandelier while setting up lighting for a reception. The
general liability coverage in your insurance package would help pay for a replacement.
Accidents that hurt someone
A client trips over the edge of a rug in your office and sprains their ankle. Your
general wedding planner liability insurance coverage would also come into play here by helping to pay for medical costs and legal fees.
Professional mistakes
A client claims that you allowed the event to run late, causing them to incur extra venue fees.
Professional liability insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
Workplace injuries
You slip and injure your leg while showing guests a location.
Workers’ compensation insurance with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Injuries and damage involving your business vehicles
You scrape the side of another car in a florist’s parking lot.
Commercial auto insurance will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Damage to your own property
Your office is flooded when a water pipe bursts.
Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.