Craft Vendor Insurance

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

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Crafters insurance can help protect you against:

Property damage and vandalism

A fire, water damage or power outage that damages equipment and inventory.

Theft

Equipment and inventory you need for your business needs to be replaced – fast.

Injury or illness liability

A customer files a lawsuit or asks for medical payments to cover an injury where you vend.

Legal fees and defense costs

You need an attorney to defend your business in a lawsuit after a claim.

Craft vendor insurance to help protect your products and business

ERGO NEXT makes it fast, easy and affordable to get crafters insurance for fairs, markets, shows and online retail. And business insurance can be a requirement to set up shop at a venue or for an event.

Small business insurance coverage can help protect you from the everyday risks of vending to the public, such as injury or a faulty product that you make or sell. And it can help to cover the buildings, inventory and equipment you need to run your business.

Get a free quote, buy 100% online and get shareable proof of insurance in about 10 minutes.

Note that ERGO NEXT does not sell one-day vendor insurance for craft shows.

What type of craft vendor liability insurance coverage do you need?

Whether you’re selling your artisan scarves or made-to-order dog portraits, we'll help you manage your small business risk. And you can save up to 10% when you bundle two or more policies.

General Liability insurance

Protection for some injuries, accidents and damage

Commercial general liability coverage isn’t typically required by law. However, some clients and event venues could ask for a certificate of insurance to prove you have general liability coverage before they’ll work with you.

general liability can help you pay for:

Medical payments for non-employees injured at your business

Accidental property damage you cause to someone else’s property

Some legal fees and judgments

Workers’ Compensation insurance

For business owners who hire employees

Workers’ compensation insurance protects employees and craft business owners from financial losses after a workplace bodily injury or illness. It can help with reimbursements for medical bills, rehabilitation costs, lost wages and other expenses.

workers compensation can help you pay for:

Medical expenses for workers who suffer work-related injuries and illness

Lost wages for hurt workers in recovery

Employer liability coverage to help protect your business if an employee files a lawsuit

Commercial Property insurance

For business owners who own or rent physical spaces

Commercial property insurance can help cover your craft business property, which can include crafting supplies, inventory, equipment and even the building where you do business — whether you lease space or own the property.

commercial property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Product Liability insurance

For business owners who make or sell products

Product liability coverage — included in NEXT’s general liability insurance for craft vendors — can help cover some costs of injuries, damage and legal fees related to the craft products you make or sell.

product liability can help you pay for:

Repairs and replacements if a defect with your product damages someone else’s property

Medical costs if a defect with your product causes injuries

Legal costs if someone takes legal action around a defect with your product

You can save up to 25% in discounts on craft vendor insurance

Pay monthly or annually, and you can cancel at any time.

Basic

Lowest Price

General Liability

Per occurrence

$500,000

Professional Liability (E&O)

Per occurrence

$500,000

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$25,000

Pro

How much does craft vendor insurance cost?

Crafters insurance costs vary based on the risks that your business faces. Some factors that determine cost include:

Your business location
Number of employees
Your past insurance claims history
Your revenue or business income
The insurance types, limits and deductibles you need

NEXT offers discounts of up to 10% when you combine multiple policies.