Crafter Insurance

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

General Liability

Get a Quote

Workers’ Compensation

Get a Quote

Professional Liability

Commercial Property

Other Coverages

Featured On

Rated 4.7/5

(5056 reviews)

Crafter insurance designed to protect your business

NEXT Insurance is a one-stop shop to help you get the crafter insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:

General Liability
Workers’ Compensation
Commercial Property

We’ll help you get the business insurance coverage you need

It’s all about managing your risk. See the different crafter business insurance policies available and save up to 10% when you bundle two or more of our policies.

General Liability

Bought by 95% of business owners like you

General liability insurance is included in most business insurance packages, including crafter business, because it covers the risks that many business owners face every day. It’s not typically required by law, but some clients and agencies could ask you to have a certificate of insurance before they work with you.

general liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Workers’ Compensation

For business owners who hire employees

Workers’ compensation insurance protects employees and crafter business owners from financial losses after a workplace injury or illness. It can help with reimbursing medical bills, rehabilitation costs, lost wages and other expenses.

workers compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance covers crafter business property, which can include the repairs, construction and related expenses if you own the building where you do business. And it can help you whether you lease space or own the property where you work.

commercial property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

What customers say about us

Getting insurance with Next was

Getting insurance with Next was easy and quick to get. All the tools online are very helpful especially being able to create an print COIs for local events or anyone that my busine...

Amanda J.

4/20/2023

awesome insurance for small businesses

makes it easy to do CIOs for arts and craft fairs!

Denys S.

3/29/2023

The Easy Button

Your site makes it easy to get insurance and any of the documents needed for my small business.

Laurie S.

11/9/2022

Quick and easy service. Thank

Quick and easy service. Thank you!

Katelyn C.

9/15/2022

Liability Insurance

Great service fast response I needed liability insurance for an upcoming show and you helped me out. Thank you so very much

Brooke O.

5/12/2022

Next Insurance

It was very easy to sign up. It is easy to use the app to add policy holders. I would recommend this insurance to all small businesses owners.

Maria M.

4/30/2022

Helpful personal

Helpful personal and friendly service. Quick and friendly happy to help with issues as they arise.

sherrie b.

6/2/2021

General Liability

Asked all the appropriate questions. Easy to follow and fill out. Fairly quick and easy.

Linda R.

5/18/2021

Owner small business

Looked for a long while to find insurance that fits my type of company and NEXT CAME THROUGH!! AT A GREAT AFORDABLE RATE!!

Steven P.

3/21/2020

Getting insurance with Next was

Getting insurance with Next was easy and quick to get. All the tools online are very helpful especially being able to create an print COIs for local events or anyone that my busine...

Amanda J.

4/20/2023

You can save up to 25% in discounts on crafter insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic

Lowest Price

General Liability

Per occurrence

$1 million

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$25,000

PRO

How much does crafter insurance cost?

Crafter insurance costs vary based on the risks that your business faces, such as:

Where you work
The kind of work you do
Your payroll and the kinds of jobs your employees do
The number and types of vehicles you use at work

You can save up to 25% in discounts, depending on the kind of work you do. More risky professions can expect to pay more.

Learn more about crafter insurance costs and coverage.

Why does a crafter need business insurance?

Crafter business needs insurance to help stay protected from financial losses after accident. It can also offer protection from costs related to business disagreements, and it can help you qualify for licenses. You might need insurance to:

Align with industry standards and state requirements for a crafter business.
Change with your business as you experience fluctuations.
Hire employees. Most states require workers’ compensation.
Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
Repair or replace property you own or rent. Protect your inventory, equipment and even the building that you lease or own.

Frequently asked questions about crafter business insurance

Here are some of the most common questions we get about crafter insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance offer general liability coverage for crafter business?

Yes, NEXT Insurance offers general liability, workers' compensation, commercial property coverage for crafter businesses.

Does NEXT Insurance offer professional liability coverage for crafter business?

Yes, NEXT Insurance offers professional liability, general liability, workers' compensation and commercial property coverage for crafter businesses.

What do I need to get an insurance quote online?

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

How can I get a certificate of insurance?

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with NEXT. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current NEXT Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.

How does the claims process work with NEXT Insurance?

If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
If you cannot access your online account and require help from our support team, please visit our online help center.

NEED A FAST CERTIFICATE OF INSURANCE?

Download the NEXT mobile app and get your COI in seconds.

More professions that are covered by NEXT

Actors, Crafter, DJ, Event Planner, Motivational Speaker, Photographer, Tarot and Psychic Readers, Videographer, Wedding Planner

Take a look at some helpful blog posts

Start

Do you need a business license to sell on Etsy?

Start

Amazon Handmade vs. Etsy: Which should you sell on?

Start

How to start a craft business online from your home

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.