Our barber insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
You spill hair dye on a customer’s designer jacket. The general liability
coverage in your insurance package would help pay for a replacement.
Accidents that hurt someone
A customer slips and falls on a spill near your chair. Your general liability coverage
would also come into play here by helping to pay for medical costs and legal fees.
A client claims that you cut their hair far too short, forcing them to cancel their photoshoot. Professional liability insurance
helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
When handling a straight razor, you slip and get a cut that requires a few stitches. Workers’ compensation insurance
with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Injuries and damage involving your business vehicles
Your work vehicle is vandalized while parked outside the barbershop. Commercial auto insurance
will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Damage to your own property
Frozen pipes burst at your barbershop and cause water damage. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.