Our hair stylist insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
A hot curling iron falls from the countertop and burns a client’s designer purse. The general liability
coverage in your insurance package would help pay for a replacement.
Accidents that hurt someone
A client trips over your hair dryer’s power cord and gets hurt. Your general hair stylist liability insurance coverage
would also come into play here by helping to pay for medical costs and legal fees.
An actor client claims that you cut their hair in the wrong style, which made them lose out on an audition. Professional liability insurance
helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
You slip on a spill near the hair washing stations at the salon. Workers’ compensation insurance
with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Injuries and damage involving your business vehicles
You swerve to miss a squirrel and get into a fender bender. Commercial auto insurance
will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Damage to your own property
A tree falls over and damages the roof of your salon. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.