
Security guard insurance designed to protect your business
ERGO NEXT Insurance is a one-stop shop to help you get the security guard insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:
- General liability
- Commercial auto
- Commercial property
We’ll help you get the security guard insurance coverage you need
It’s all about managing your risk. See the different policies available for security guards and save up to 10% when you bundle.

General Liability
Protection for the injuries, accidents and damage you cause
general liability can help you pay for:

Commercial Auto
For business owners who own or drive vehicles
commercial auto can help you pay for:

Commercial Property
For business owners who own or rent physical spaces
commercial property can help you pay for:
What customers say about us
You Got It!!
Thanks for providing the insurance I was looking for!!
Edwin D.
Excellent insurance
The process of obtaining insurance from Next was very...... Pleasant, easy and time-saving. F.G. Thompson
Francis T.
How did we do
Your help was great little bit of a wait be i expected that great job
william b.
FAST AND EASY SIGN UP
Was easy to sign up. Almost too easy. Never filed a claim so caveat emptor.
Roy F.
Great so far!
It was a very simple process to navigate on the website. Next made is easy, you get more for less. As a small business owner, it can be very difficult to get business insurance wit...
COURTNEY H.
Quick and Effective
Quick Coverage and No Issues
Carl B.
Our company received great customer service and support. We are glad that we met Next Insurance.
Next Insurance has a great customer support and service. We are glad and shall always recommend Next Insurance to my friends and minority founded and Immigrant managed companies he...
Frederick J.
Fast and efficient
Fast and efficient
Michael B.
Great job
Great job
MICHAEL S.
HIPD
Excellent service and some of the most polite and professional staff I've ever dealt with. Rates cannot be beat and their honesty is great
Stacy M.
You can save up to 25% in discounts on security guard insurance
You can pay for your insurance monthly or annually and you can cancel instantly at any time.

How much does security guard insurance cost?
Security guard insurance costs vary based on the risks that your business faces, such as:
- The types of projects you work on
- Where your business is located
- Your payroll and the kinds of jobs you do
- The number and types of vehicles you use at work
You can save up to 25% in discounts on business insurance, depending on the kind of work you do. More risky professions can expect to pay more.

Security guard insurance requirements
Small business owners are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:
- Get a security guard license in your state. It’s a good idea to check if you need a license in your state in order to get insurance.
- Start work on a project. Clients might ask you to have active insurance — usually general liability or workers’ comp.
- Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
- Repair or replace commercial property you own or rent. Protect your inventory, equipment and even the building that you lease or own.
Frequently asked questions about business insurance
Here are some of the most common questions we get about security guard insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
Does ERGO NEXT Insurance offer general liability coverage for security guards?
Does ERGO NEXT Insurance offer commercial auto coverage for a security guard business?
How do you file an insurance claim with ERGO NEXT?
How can I get a certificate of insurance (COI)?
What do I need to get an insurance quote online for my business?
- The kind of photography or entertainment services you offer
- The number of people you employ and how much you pay them
- The number and type of vehicles you use for work
- The locations where you plan to work



