Here are some of the most common questions we get about private detective insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
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Rated 4.8/5
Rated 4.8/5
Save up to 30% on grocery delivery insurance
You can pay for your insurance monthly or annually and you can cancel instantly at any time.
Private detective insurance designed to protect your business
It’s all about managing your risk. See the different policies available for food and grocery delivery drivers and save up to 10% when you bundle.
General Liability
Bought by 95% of business owners like you
Get coverage for damages to third parties and basic risks in your industry. General liability protects a wide-range of incidents, from accidents to copyright infringement.
General Liability can help you pay for:
Medical payments
Major bodily injury lawsuit
Property damage
And more...
Professional Liability
Bought by 80% of business owners like you
Protect your business and reputation from lawsuits and negligence claims. The specific coverage varies based on the industry, so Next tailors your coverage to what you need.
Professional Liability can help you pay for:
Financial Losses
Legal defense costs if they claim that you made a professional mistake
Property damage from your professional mistakes
Commercial Auto
For business owners that use vehicles
If you’re driving for your business, you need a safety net in case of auto or equipment accidents. Get covered for accident liability, rentals, tows, and more.
Commercial Auto can help you pay for:
Liability
Uninsured motorist
Collision
And more...
Commercial Property
For business owners who own or rent physical spaces
Property insurance can help protect your business equipment, inventory and even the building itself if you own it. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with replacement costs or repairs.
Commercial Property can help you pay for:
Building
Business Personal Property - Fire
Business Personal Property - Theft
And more...
Frequently asked questions about business insurance
How can I get a certificate of insurance?
You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with Next. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current Next Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.
What do I need to get an insurance quote online?
We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.
How does the claims process work with NEXT Insurance?
If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details. If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?” If you cannot access your online account or would prefer to speak with an agent, call us at 855-222-5919 between 6 a.m. and 5 p.m. PT, Monday to Friday.
