Life Coach Insurance

You can save up to 25% in discounts on life coach liability insurance.*

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Life coach professional liability insurance can help with

Business errors

A client or customer accuses you of making a professional mistake that costs them money.

Claims of professional negligence

Someone claims your inaction or wrongdoing caused financial loss or personal harm.

Legal fees and defense costs

You need an attorney to defend your business in a lawsuit after a claim.

Get life coach insurance that’s fast, easy and affordable

NEXT specializes in small business insurance. Life coach insurance can help protect you, your company and your employees from the cost of unexpected events.

NEXT makes it easy to:

Check prices, get covered and buy 100% online in about 10 minutes.
Manage your policy 24/7 via web or mobile app.
Pay monthly or annually and cancel anytime.
Get unlimited certificates of insurance (COI) to share proof of insurance at no extra cost.

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NEXT specializes in life coach insurance

Life coach insurance is usually several types of policies, and you can save up to 10% when you bundle two or more. Your coverage may include:

General Liability insurance

Protection for damage to other people's property and injuries to non-employees

General liability insurance can help protect your business from common, unexpected mishaps if a non-employee gets hurt at your business or you accidentally damage someone else’s property. For example, if you spill a coffee that accidentally zaps a client’s laptop at an in-person session, general liability could help cover the cost.

general liability can help you pay for:

Medical expenses resulting from bodily injury

Property damage to other people’s property

Legal costs and judgments

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Life Coach Professional Liability insurance (E&O insurance)

To help protect you from errors and mistakes at work

Life coach professional liability insurance, sometimes called errors and omissions insurance (E&O) or professional indemnity insurance, could help if a client claims your advice caused them financial harm. Even if you’re not found to be at fault, legal fees for your defense could rack up quickly without the right insurance protection.

professional liability can help you pay for:

Claims of professional negligence (actual or alleged)

Legal defense costs

Legal judgments

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Commercial Property insurance

Protect your business gear, goods and building

Commercial property coverage can be a smart choice if you lease or own a space to host coaching sessions — even if it’s in your own home. If your business property in your space is damaged due to a covered event such as a burst water pipe, fire, theft or vandalism, a property policy could help with replacement or repair.

commercial property can help you pay for:

Damaged business equipment

Repairs or replacements to building fixtures

Lost income if you’re forced to close after a covered event

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NEXT Insurance reviews

business insurance

awesome speed and ease to get insurance in place

Brian O.

Seamless Setup

Excellent and responsive customer service and seamless set-up of WC Insurance. After trying to expand with my current provider and not having the follow up that I expected, I found...

Sherry A.

Business insurance

Affordable coverage quickly and efficiently, would definitely recommend ……

Melvyn W.

Easy

The process was clean and simple

Melanie M.

Excellent Service

Always a pleasure to do business with. Thank you for your efficiency and customer service. Thank you!

Ryan A.

Easy to sign up and competitive rates

I was looking for liability insurance as a subcontractor to a group that required such insurance. Next was quite easy to apply to online and seems to have a good customer satisfact...

Guy G.

Quick and easy = provisionally excellent

The process of securing a reasonable policy at a good price was excellent. Hopefully it will never be drawn on. That, of course, would be the real test of whether a policy is as go...

Mark S.

Great Fit

super easy. i filled out what i did and what i needed and "poof" i got my offers. very reasonable.

Charles K.

Thank goodness for NEXT

When I started my coaching and consulting business in Alaska, I wasn't sure where to start when in came to insurance coverage. NEXT made it ridiculously easy to sign up. A few taps...

Krysta V.

Great experience! Made it really

Great experience! Made it really easy to do business with Next! NextLevel Solutions, Inc appreciate the great customer experience!

Ronnie S.

Save up to 25% in discounts on life coach insurance coverage

Pay monthly or annually, and you can cancel at any time.

Basic

Lowest Price

General Liability

Per occurrence

$500,000

Professional Liability (E&O)

Per occurrence

$500,000

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$25,000

Pro

How much does life coach insurance cost?

Premiums for life coach insurance are more affordable than you may think. The exact price you’ll pay for your business insurance cost depends on a number of factors, including:

The type of work you do.
The types of clients you have.
Your business location.
Your number of employees.
Annual revenue.
The coverage limits and deductible you choose.
Your insurance claims history.

The best way to know for sure what you’ll pay is to check our prices. In about 10 minutes you’ll see the exact cost of tailored coverage for your business.

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How can insurance for life coaching help your business?

You might need life coach insurance to help your business:

Defend against client claims. If a client alleges your advice led to financial loss (true or not), professional liability insurance could help cover legal defense costs.
Protect your office and equipment. Property insurance can help protect business gear like furniture, technology and the building from the cost of damages.
Safeguard client data. If sensitive client information is exposed in a cyberattack, cyber liability insurance could help with breach response, recovery and legal costs.
Handle everyday accidents. If a client slips and falls in your workspace, general liability insurance could help cover medical bills.
Hire employees. Most states require workers’ compensation insurance for small businesses with employees.
Drive for business. Business-owned vehicles and personal vehicles you drive for work typically need commercial auto insurance.

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Life Coach insurance FAQ

If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help.

What do I need to get an insurance quote online?

It takes about 10 minutes to get a business insurance quote online with ERGO NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.

How can I get a certificate of insurance (COI)?

Once you have an ERGO NEXT policy, you’ll have instant access to your certificate of insurance 24/7 via web or app. Log in to your account and download your COI, or have it delivered via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them. Make changes to your coverage and your COI updates automatically.

How do you file an insurance claim with ERGO NEXT?

If you’re a policyholder, simply log in to your account and file a claim. We will contact you shortly after you submit to go over the details. Our support team is standing by to help.