Business Coverage in Missouri

Accidentally damaged customer property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks. Contractors and cleaners can add tools and equipment coverage to protect their gear, as well.

If you’re accused of making an error at work, we’ve got your back. Get professional liability insurance (also known as errors & omissions insurance) and you’ll be protected from certain types of lawsuits and claims.

If you have employees, workers’ comp is mandatory in almost every state to help cover medical bills and lost wages if a workplace accident occurs. And don’t forget about the boss — add business owner’s coverage to protect yourself as well.

Add a tools and equipment upgrade to your general liability insurance. If your gear ever gets damaged or stolen, we’ll be there to abracadabra them back in a flash.

Commercial property insurance isn’t just for buildings — it can protect almost all the gear, inventory and equipment you need to do business.

A business owner’s policy (BOP) combines general liability and commercial property into one handy package. It’s a great option for protecting your business if you have a physical location, equipment or inventory and if you deal with customers or the public.

Protect your business from catastrophic events and costly damages. Commercial Umbrella insurance provides up to $4 million in coverage, exceeding general liability limits for added financial protection.

Liquor Liability insurance protects businesses from losses due to intoxicated guests. It covers legal costs, settlements, property damage, and medical expenses.

Protect your business from product-related lawsuits. Product liability coverage included in general liability insurance safeguards against customer injury or property damage claims.

Employment practices liability insurance (EPLI) can help cover costs if your business is sued by a customer or an employee for sexual harassment, discrimination or wrongful termination.