General Liability Insurance For Your Business

Bundle two or more of our policies and save up to 10%.

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What is General Liability insurance?

General liability business insurance offers financial protection for common accidents in your business, covering bodily injury to non-employees, property damage, reputational harm, false advertising, and copyright infringement. It is a frequently purchased type of insurance by small business owners due to its broad protection. This type of coverage is also sometimes called “business liability insurance,” “commercial general liability (CGL),” “public liability” or “liability insurance.”

Worst case scenario? Bring it on. General Liability can help cover a wide range of risks.

Slip-and-fall injuries

Someone trips at your business, breaks their leg and files a lawsuit. Excluding employees.

Property damage

You accidentally damage a client or customer’s property.

Legal fees & defense costs

You need an attorney to defend your business in a lawsuit after a claim.

Medical payments

Someone (excluding employees) gets injured and asks you to pay for medical expenses.

Reputational harm

An employee bad-mouths a client online and the client sues you.

Advertising injury

You’re sued for improper image use in your advertising.

Let’s find the coverage you need for your business

Business insurance is divided into different policies. We offer seven types so it's easy to design the coverage that fits your business.

General Liability

Protect yourself from accidents that cause physical injury or damaged property.

Professional Liability or Error and Omissions Insurance

Professional Liability/E&O

Shield yourself from lawsuits that claim your work errors caused financial losses.

Workers’ Compensation

Cover medical bills and lost wages if your employees have an accident at work.

Commercial Auto

Stay on the road with coverage for dents, tows and damage to someone else’s vehicle.

Tools & Equipment

Upgrade your general liability coverage to protect any gear that’s stolen, damaged or lost.

Commercial Property

Keep your building, inventory and equipment protected from fire or water damage.

Business Owner’s Policy

Combine general liability and commercial property into one policy to protect your business.

Why over 500,000 businesses choose NEXT

Business insurance in less than 10 minutes

Get insurance in less than 10 minutes and you can save up to 25% in discounts*

Unique, flexible coverage with easy monthly payments

Do it all 100% online or talk to a licensed U.S.-based advisor

See what our customers have to say

I am so excited

I am totally excited about my new insurance for my small business. I am happy that the price was in a range that I can afford, the terms were easy to understand and it was so simple to purchase my first policy. I look forward to doing business with you in the future.

Curzella J.

Easiest insurance purchase – EVER!

I was looking around trying to compare insurance and I am so lucky I found NEXT. I was able to compare levels of coverage, and all the options, without pressure from a salesperson or time limits. I was able to check out prices and it was more coverage for less than the “traditional” company I looked at.

Michael W.

Happy small business owner!

I needed liability insurance for my new small business brick & mortar location. I got the run around from another company, but NEXT provided a competitive insurance quote in a timely manner. I now have the insurance that I need and it was stress-free!

Nicole E.

NEXT is rated “A- Excellent” by AM Best, the industry standard for rating insurance companies.

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.