General Liability Insurance for Your Business

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Rated 4.7/5

(5056 reviews)

What is General Liability insurance?

General liability business insurance offers financial protection for common accidents in your business, covering bodily injury to non-employees, property damage, reputational harm, false advertising, and copyright infringement. It is a frequently purchased type of insurance by small business owners due to its broad protection. This type of coverage is also sometimes called “business liability insurance,” “commercial general liability (CGL),” “public liability” or “liability insurance.”

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General Liability can help cover

Slip-and-fall injuries

Someone trips at your business, breaks their leg and files a lawsuit. Excluding employees.^**

Property damage

You accidentally damage a client or customer’s property.

Legal fees & defense costs

You need an attorney to defend your business in a lawsuit after a claim.

Medical payments

Someone (excluding employees) gets injured and asks you to pay for medical expenses.

Reputational harm

An employee bad-mouths a client online and the client sues you.

Advertising injury

You’re sued for improper image use in your advertising.

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See what our customers have to say

I am so excited

I am totally excited about my new insurance for my small business. I am happy that the price was in a range that I can afford, the terms were easy to understand and it was so simple to purchase my first policy. I look forward to doing business with you in the future.

Curzella J.

Easiest insurance purchase – EVER!

I was looking around trying to compare insurance and I am so lucky I found ERGO NEXT. I was able to compare levels of coverage, and all the options, without pressure from a salesperson or time limits. I was able to check out prices and it was more coverage for less than the “traditional” company I looked at.

Michael W.

Happy small business owner!

I needed liability insurance for my new small business brick & mortar location. I got the run around from another company, but ERGO NEXT provided a competitive insurance quote in a timely manner. I now have the insurance that I need and it was stress-free!

Nicole E.