Liability insurance for land surveyors designed to protect your business
NEXT Insurance is a one-stop shop to help you get the land or building surveyor insurance you need to protect your small business from accidents, injuries, and legal fees. Our insurance packages typically include:
- General liability
- Professional liability (E&O)
- Workers’ compensation
- Commercial property
We’ll help you get the land surveyor insurance coverage you need
It’s all about managing your risk. See the different policies available for land surveyors and mappers and save up to 10% when you bundle.
General Liability
Protection for the injuries, accidents and damage you cause
General liability insurance covers a wide range of surveying and mapping accidents and basic risks. You’ll have financial protection if someone other than an employee gets hurt or you are held responsible for damaging property that doesn’t belong to you. It’s often required by project owners and licensing agencies.
general liability can help you pay for:
Medical payments
Property damage
Legal fees and judgments
Professional Liability (E&O)
Coverage against business mistakes and claims of negligence
Professional liability insurance (also known as errors and omissions insurance for land surveyors or land surveyor professional liability insurance) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, if you are accused of reporting incorrect boundaries for a property, it could help cover related expenses to defend yourself or address the problem.
professional liability can help you pay for:
Professional negligence (actual or alleged)
Legal defense costs
Legal judgments
Workers’ Compensation
For business owners who hire employees
Workers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if you have employees. Choose business owner’s coverage with your policy to protect yourself.
workers compensation can help you pay for:
Medical expenses
Lost wages
Employer liability
Commercial Property
For business owners who own or rent physical spaces
Commercial property insurance can help protect your small business equipment, inventory and even the building itself if you own it. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with replacement costs or repairs as well as the loss of business income while you get back up and running.
commercial property can help you pay for:
Damaged equipment and inventory
Lost income
Operating expenses
Cyber Liability insurance
Protection against cyber attack and other tech issues
Businesses often handle personal client and financial data, and a cyber incident can disrupt your operations and hurt client trust. Cyber insurance could help protect your business and help you respond quickly if there’s a data breach of sensitive client information, a cyber attack or a phishing scam that could impact your business.
cyber liability can help you pay for:
Data breaches
Cyber attacks and ransomware attacks
System failures
You can save up to 25% in discounts on engineering insurance
You can pay for your land surveyor insurance monthly or annually and you can cancel instantly at any time.
Basic
Lowest Price
General Liability
Per occurrence
$500,000
Workers’ Comp
Per accident
$100,000
Commercial Property
Per occurrence
$25,000
Pro
Most Popular
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$500,000
Commercial Property
Per occurrence
$25,000
Pro Plus
Best Coverage
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$1 million
Commercial Property
Per occurrence
$25,000
Everything you want to know about Insurance
Surveyors and mappers are almost always required to have insurance due to the risk of injury while on site and damage to other people’s property. You might need insurance to:
- Start surveying and mapping properties. Clients and local governments might ask you to have active insurance — usually general liability or workers’ compensation.
- Hire employees. Most states require workers’ compensation.
- Repair or replace property you own or rent. Protect your inventory, equipment and even the building that you lease or own.
Frequently asked questions about business insurance
Here are some of the most common questions we get about land surveyor insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
How does business insurance protect land surveyors and mappers?
Our land surveying and mapping insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You can be protected from financial losses related to:
Damage to someone’s property
You accidentally damage a fence when surveying a construction site. The general liability coverage in your insurance package could help pay for a replacement.**Accidents that hurt someone
A client falls on a wet tile floor in your office and hurts their shoulder. Your general liability coverage could also come into play here by helping to pay for medical costs and legal fees.Professional mistakes
You accidentally leave a key page out of your report for a homeowner which skews their asking price. Professional liability coverage (also known as building surveyor professional indemnity insurance or land surveyors liability insurance) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.Workplace injuries
When walking up a steep incline, you slip and sprain your ankle. Workers’ compensation coverage can help cover medical bills and lost wages — not to mention it’s usually required by law if you have employees.Damage to your own property
A tree branch falls and breaks one of your office windows during a storm. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.What do I need to get an insurance quote online?
It takes about 10 minutes to get a business insurance quote online with ERGO NEXT. We’ll ask a few questions about your business — like what you do, your location, what type of events you sell at, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.
How can I get a certificate of insurance (COI)?
Once you have a ERGO NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a certificate of insurance, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them.
How do you file an insurance claim with ERGO NEXT?
If you’re a policyholder, simply log in to your account and file a claim. We’ll contact you shortly to go over the details. Our support team is standing by to help.
