Next level benefits
Instant Coverage
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Monthly Payments
at no extra cost
Free cancelation
at any time
Insurance Advisor
here for all your needs
Coverage Plans
With three levels of protection, you only ever pay for the coverage you need.
BASIC
Lowest Price
General liability
Per occurrence
500000
Professional liability (E&O)
Per occurrence
250000
Commercial Auto
Combined single limit
85000
Workers’ Comp.
Per accident
100000
PRO
Most Popular
General liability
Per occurrence
1000000
Professional liability (E&O)
Per occurrence
1000000
Commercial Auto
Combined single limit
100000
Workers’ Comp.
Per accident
500000
PRO PLUS
Best Coverage
General liability
Per occurrence
1000000
Professional liability (E&O)
Per occurrence
1000000
Commercial Auto
Combined single limit
1000000
Workers’ Comp.
Per accident
1000000
Coverage options
GENERAL LIABILITY
Bought by 95% of business owners like you
Get coverage for damages to third parties and basic risks in your industry. General liability protects a wide-range of incidents, from accidents to copyright infringement.
What is covered in general liability
Medical payments
Property damage
Advertising harm
Injury on your premises
PROFESSIONAL LIABILITY
Bought by 80% of business owners like you
Protect your business and reputation from lawsuits and negligence claims. The specific coverage varies based on the industry, so Next tailors your coverage to what you need.
What is covered in professional liability
Financial Losses
Injuries from your professional mistakes
Advertising Copyright Infringement
Property damage from your professional mistakes
Pollution Liability
ADA
FHA
and OSHA Legal Expenses
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COMMERCIAL AUTO
For business owners that use vehicles
If you’re driving for your business, you need a safety net in case of auto or equipment accidents. Get covered for accident liability, rentals, tows, and more.
What is covered in commercial auto
Liability
Uninsured motorist
Collision
Comprehensive
Towing and labor
Locksmith
Rental reimbursement
Medical Payments
Hired Auto Liability
Non Owned Auto Liability
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WORKERS' COMPENSATION
For business owners who hire employees
Cover your business and employees in case of accidents requiring medical attention while on the job. It inspires trust with your employees and protects you in case of emergency.
What is covered in workers' compensation
Medical Care
Lost Wages
Employee Death
Liability as an employer
What isn't covered in workers' compensation
Your employee has injuries that are self inflicted
Your employee has injuries sustained while committing a crime
violating company policies or not on the job.
Trusted & loved by 100,000 business owners
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We strive to make claims decisions within 48 hours so you can get back to focusing on your business.
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