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Your business insurance coverage is designed to meet your needs
Child care business insurance costs are as different as the children you care for, and our insurance policies are tailored to meet your business’ individual needs. Your insurance policy should provide the protection you need, and we have policies that are customized so you get what you need, and don’t pay for things you don’t need.
We take your specific child care business insurance cost into account, so you can rely on the fact that you’re getting the coverage you need at a price you can afford. We keep it simple by creating plans that you can pay monthly or annually — whichever works best for you. There are no extra fees or hidden costs. You can depend on $0 deductibles on all our child care policies, regardless of which level of child care liability insurance coverage you choose. You can even benefit from unlimited, free certificates of insurance, available online whenever you need them, even if you need to add an additional insured.
General liability insurance for a child care costs our customers an average of about $450 annually, or $37 per month.
General liability insurance might just be the most important insurance for child care providers. This type of coverage could protect you from certain costs that can arise if a mistake or accident happens. It covers you for the scenarios that concern you, and even those that you never considered. It could cover:
General liability claims are most often the ones you never see coming, and they include the situations are virtually impossible to anticipate. That makes it especially important.
Professional liability insurance is different than general liability insurance. While general liability insurance covers mistakes and accidents that can happen at any child care facility, professional liability insurance is more specific. Professional liability insurance for child care relates to claims that you did something wrong at your job.
If a parent claims that you didn’t spend enough time with their child and that has led to developmental delays, you could face a professional liability suit. If a parent suggests that you were negligent in the care you provided, a professional liability suit is possible.
We don’t sell professional liability insurance for child care as a separate policy. Instead, it’s part of the child care insurance cost you already pay in every child care insurance policy we sell, at no extra cost. This means that no matter what level of coverage you choose for your business, you’ll also have professional liability insurance for child care. With this level of coverage, you can focus on doing the things you love: teaching children, playing with children, and whatever comes your way next.
starting from $33 per month