CHILD CARE INSURANCE

Our child care insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:

Damage to someone’s property

A family’s high-end stroller is broken while you’re on an outing with their child and they blame you for the damage. The general liability coverage in your insurance package would help pay for a replacement.

Accidents that hurt someone

A parent slips down the front steps of your home day-care business and breaks their arm. Your general child care liability insurance coverage would also come into play here by helping to pay for medical costs and legal fees.

Professional mistakes

A client claims that you didn’t provide the educational services outlined in your contract and asks for their money back. Professional liability insurance could help cover expenses to defend yourself.

Workplace injuries

An employee trips over some toys and injures their leg. Workers’ compensation insurance with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.

Injuries and damage involving your business vehicles

While driving on a field trip, you rear end another vehicle with your work van. Commercial auto insurance will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.

Damage to your own property

A small fire breaks out in your child care facility’s kitchen. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with NEXT. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current NEXT Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.