Adult education insurance tailored for your business
We’re dedicated to helping you get the adult education insurance coverage you need to protect your business from accidents, injuries, property damage and legal fees. Popular insurance bundles for adult education business include:
- General Liability
- Commercial Property
- Workers’ Compensation
We’ll help you get the business insurance coverage you need
It’s all about managing your risk. See the different adult education business insurance policies available and save up to 10% when you bundle two or more of our policies.
General Liability
Bought by 95% of business owners like you
General liability insurance covers a wide range of classroom accidents and basic risks. You’ll have financial protection if someone other than an employee gets hurt or you are held responsible for damaging property that doesn’t belong to you. It’s often required by state governments.
general liability can help you pay for:
Medical payments
Property damage
Legal fees and judgments
Workers’ Compensation
For business owners who hire employees
Workers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if you have employees, and you might need coverage before you can get your teaching license. Choose business owner’s coverage with your policy to protect yourself.
workers compensation can help you pay for:
Medical expenses
Lost wages
Employer liability
Commercial Property
For business owners who own or rent physical spaces
Commercial property insurance can help protect your business equipment, inventory and even the building itself if you own it. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with replacement costs or repairs.
commercial property can help you pay for:
Damaged equipment and inventory
Lost income
Operating expenses
What customers say about us
One less thing to worry about ...
As a new owner of a nonprofit business that deals with the public, getting NEXT Insurance was the best thing for us. As we navigate so many new roads, we are happy not to worry abo...
Lynne T.
3/16/2023
Awesome services and products
Great insurance I think all small businesses need to get their insurance. It is super simple and easy to deal with! I highly recommend it
TRAVIS J.
12/30/2022
Director
The whole process was quick and simple.
Keren-Esther H.
6/4/2022
Easy and fast process
I did Google searches for GL insurance. I came across Next. Upon entering my business info, I received a reasonable quote instantly and was able to secure GL coverage immediately! ...
Lakesha H.
3/6/2022
Great experience!!
Great experience!!
Kent C.
12/11/2021
Easy, fast, no real problem.
We needed to switch our business insurance. NEXT made it easy!
Ed B.
10/12/2021
So glad I found ya!
It has taken me a year to finally get business insurance. During this time I heard a commercial about inexpensive business insurance from a company called Next. I navigated to thei...
Karla W.
2/22/2021
One less thing to worry about ...
As a new owner of a nonprofit business that deals with the public, getting NEXT Insurance was the best thing for us. As we navigate so many new roads, we are happy not to worry abo...
Lynne T.
3/16/2023
Awesome services and products
Great insurance I think all small businesses need to get their insurance. It is super simple and easy to deal with! I highly recommend it
TRAVIS J.
12/30/2022
Director
The whole process was quick and simple.
Keren-Esther H.
6/4/2022
You can save up to 25% in discounts on adult education insurance
You can pay for your insurance monthly or annually and you can cancel instantly at any time.
Basic
Lowest Price
General Liability
Per occurrence
$500,000
Workers’ Comp
Per accident
$100,000
Commercial Property
Per occurrence
$25,000
PRO
Most Popular
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$500,000
Commercial Property
Per occurrence
$25,000
PRO PLUS
Best Coverage
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$1 million
Commercial Property
Per occurrence
$25,000
How much should adult education expect to pay for insurance?
Your adult education insurance costs will be tailored to your business. Several factors will impact the price you pay, including:
- Your claims history
- How high you set your limits
- Your work experience
- How many people you employ
With coverage built for more than 1,300 small business professions, NEXT offers you the right small business insurance at the right price, no matter what you do.
Learn more about adult education costs and coverage.
Why does adult education businesses need business insurance?
Adult education business needs insurance to help stay protected from financial losses after accident. It can also offer protection from costs related to business disagreements, and it can help you qualify for licenses. You might need insurance to:
- Align with industry standards and state requirements for a adult education business.
- Change with your business as you experience fluctuations.
- Hire employees. Most states require workers’ compensation.
- Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
- Repair or replace property you own or rent. Protect your inventory, equipment and even the building that you lease or own.
Frequently asked questions about adult education business insurance
Here are some of the most common questions we get about adult education insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
Does NEXT Insurance offer general liability coverage for adult education?
Yes, NEXT Insurance offers general liability insurance, workers' compensation and commercial property coverage for adult education businesses.
Does NEXT Insurance offer commercial property coverage for adult education?
Yes, NEXT Insurance offers commercial property insurance, workers' compensation and general liability coverage for adult education businesses.
What do I need to get an insurance quote online?
We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.
How can I get a certificate of insurance?
You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with NEXT. There’s no waiting for anyone, no need to print anything and definitely no fax machines.
If you’re a new or current NEXT Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free.
You can easily share your COI with anyone via email, text message or a social media post.
We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated.
Find out more details about your certificate of insurance.
How does the claims process work with NEXT Insurance?
- If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
- If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
- If you cannot access your online account and require help from our support team, please visit our online help center.
NEED A FAST CERTIFICATE OF INSURANCE?
Download the NEXT mobile app and get your COI in seconds.
More professions that are covered by NEXT
* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.