Choose your primary coverage to get started:
Bakery insurance for your small business can help you save money when things break, someone gets hurt or you’re faced with a lawsuit.
NEXT makes it fast, easy and affordable to get the insurance coverage you need, modify your policy or file a claim 24/7, and get instant proof of insurance.
We protect more than 600,000 small businesses like yours, including over 10,000 in the food industry.
You focus on the flour. NEXT-level insurance protection is the icing on the cake.
Burglary means that expensive equipment need to be replaced – fast.
A kitchen fire, water damage or power outage can damage equipment and inventory.
A customer files a lawsuit or asks for medical payments to cover an injury or claims of food poisoning.
general liability can help you pay for:
workers compensation can help you pay for:
business owners policy can help you pay for:
liquor liability can help you pay for:
Your bakery insurance cost (a.k.a. monthly or annual premium) can vary based on a number of factors, including:
Get a free bakery insurance quote. You’ll know exactly what your business will pay in under 5 minutes, and you can make a purchase 24/7.
Food and beverage industry insurance requirements vary by state law and different situations. Bakery business insurance may be necessary to:
Repair or replace property you own or rent. Protect your inventory, equipment and the building that you lease or own.
Insurance is just a small part of running a bakeshop. Learn more at the NEXT Small Business Blog, including:
Here are some of the most common questions we get about bakery insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
If you're a customer, your policy documents and changes can be accessed and managed in your online customer account.
The quickest way to talk to our U.S.-based customer service team is through chat. You can reach us by clicking “chat with us” at the very bottom of the help center page.