What self-employed insurance does your business need?
Many businesses share similar characteristics, but it’s the little details that set them apart.
Since every business is different, their insurance needs are also unique.
Continue reading to learn more about coverage options or start a free instant quote with Next Insurance to see coverage recommendations and how much they will cost for your business.
Self-employed insurance typically includes:
General Liability insurance
General liability insurance is the first type of business insurance most self-employed business owners purchase. Pat yourself on the back if you already crossed that one off your list.
While sometimes called “slip and fall insurance,” general liability covers situations where your business may be responsible for an accident that injured someone or damaged property that doesn’t belong to you.
Often, you can’t get hired or start jobs without providing a certificate of insurance with active general liability coverage for your business.
Luckily for you, Next Insurance provides unlimited certificates of insurance, online 24/7 at no extra charge. You can get one in less than five minutes after you start an instant quote online.
Commercial Auto insurance
If you’re doing anything other than making the occasional coffee run, you might not be covered by your personal auto policy if you drive for business reasons.
Commercial auto insurance can help cover expenses if you get into an accident while driving to meet clients, drop off equipment, make deliveries and a variety of other tasks you might be doing behind the wheel during your workday.
Just like your personal auto insurance, commercial auto will cover injuries or property damage if you get into an accident at work.
Because we only work with the self-employed and small businesses, you can save up to 25% with Next. Get your free quote online today.
Errors and Omissions insurance
You’ve probably heard horror stories of an unruly customer who turns a minor disagreement into a full-blown legal battle. It happens in almost every industry.
If you’re accused of making a mistake or being negligent, errors and omissions can help cover expenses if you have to go to court or take steps to fix a problem. In some industries, E&O coverage is known as professional liability insurance.
Depending on your industry, it might be included with our general liability policy. Check out your options with Next.