California food handler card and insurance requirements

California food handler card and insurance requirements

Ashley Henshaw
By Ashley Henshaw
Jan 18, 2023
7 min read

When opening a restaurant in California, you must adhere to several food safety regulations, including proper training for your staff. If you hire employees at your restaurant, you'll need to ensure they have the right license or certification to prepare and serve food.

The State Department of Public Health requires most employees who handle food to obtain a California Food Handler card (CFH card) from an ANSI-accredited course within 30 days of hire. Riverside, San Bernardino and San Diego counties require their food handlers to obtain certification through a local training program.1

This guide covers all the important details about California food handler certificates, including the following topics:

Who needs a food handler card in California?

Any employee who qualifies as a food handler in California is required to obtain a food handler card. California workers involved in food preparation, storage or service are categorized as food handlers, including wait staff, chefs, cooks, bartenders and bussers.2

There are some exceptions to the requirement to maintain food handler certification. California workplaces that are exempt include:

  • Temporary food facilities, such as food booths
  • Grocery stores, convenience stores and commissaries
  • Volunteer-run restaurants, soup kitchens and food banks
  • Public and private school cafeterias
  • Certified farmers’ markets
  • Licensed healthcare facilities

In addition, employees with a valid manager’s food safety certificate are not required to obtain a food handler certificate. California requires at least one Certified Food Protection Manager (CFPM) for each food facility. 

If you don’t have any employees, you must hold a CFPM certification. You have 60 days after your business begins operations or changes ownership to obtain a CFPM certificate.3

How to get a California food handler card

To obtain a food handling certificate, California workers must complete a CFH training course. Workers in most counties must use a food handler program accredited by the American National Standards Institute (ANSI). There are options to obtain a California food handler certificate online or through in-person classes.

Workers taking a food handler course must take a test on topics like food handling, employee hygiene and the prevention of foodborne illness. The test has 40 questions, and course participants must pass with a score of 70% or higher.4

If you work in RiversideSan Bernardino or San Diego county, however, CFH cards are not accepted. Instead, you must get your card from your county's local food handler program.

California food handler certificate verification

As an employer at a California food service business, you must maintain records that show valid certification for each food handler.

Keep copies of your employees’ CFH cards on file, so they’re available if requested by a health inspector. Failing to maintain these records violates the California Retail Food Law and could result in a misdemeanor.2

Food handler certification fees in CA

According to state law, California food handler certification courses must cost $15 or less. Many options costing less than $10 are available.

Employers are not required to cover the cost of California food handling certification. A food handler card is considered the employee's property, and they are permitted to use their CFH card at other California food service businesses if they change jobs.2

How long does it take to get a food handler card in California?

State law requires that California food handling certificate courses last no more than three hours, including training and the exam.3

Workers are certified once they successfully pass their exam. CFH cards are typically available for instant download or sent by mail.

Food handler card renewal requirements

California food handler cards are valid for three years. Food handlers have to retake the course and pass the test to renew their certification.

California food handler certificate reciprocity 

Food handler cards issued outside the state are valid in California if they are from an ANSI-accredited program.

Workers with food handler certificates issued by Riverside, San Bernardino or San Diego counties may only use them in that county. If an employee works in one of these counties and a California food service business outside those counties, they must also have a valid CFH card.2

Insurance requirements for California restaurants

California business insurance can help protect against the many daily risks you face. Most California businesses utilize a combination of these options:

General Liability insurance

California general liability insurance can provide important protections for your business if you are held liable for property damage or an injury to someone other than you or an employee.

Foodborne illness coverage can be included with food service general liability insurance to help protect your business if customers become ill after eating food that is incorrectly prepared or contaminated.

Workers’ Compensation insurance

Workers’ compensation insurance can help protect your business if an employee gets hurt on the job. All employers in California are required to carry workers’ comp insurance.5 

Commercial Property insurance

California commercial property insurance can help protect your physical business assets, including furniture, equipment, inventory and buildings. If your business property is damaged due to a covered event, such as a fire or a burst water pipe, you may be able to get help paying for repairs and replacements.

Commercial Auto insurance

Commercial auto insurance can help cover costs like medical expenses and property damage if you or an employee are involved in an accident while driving a work vehicle.

In California, all vehicles must have minimum auto insurance coverage of $15,000 per person, $30,000 per accident and $5,000 for property damage.6

How NEXT Insurance supports California food handlers

NEXT provides tailored California restaurant insurance coverage for small businesses and self-employed individuals.

It only takes about 10 minutes to get a quote, review your coverage options, choose your policies and download a certificate of insurance.

Our team of licensed insurance advisors is standing by to assist you if you have any questions along the way.

Start an instant quote online today.

Do you need food handler certification in another U.S. state? Visit our summary of food handler license requirements in every state.


1 Senate Bill No. 303 Chapter 233

2 California Food Handler Card Law Guidelines

3 Certified Food Handler & Manager

4 California Food Handler Card Law

5 Division of Workers' Compensation Employer Information

6 State of California DMV Insurance Requirements

California food handler card and insurance requirements


Ashley Henshaw
About the author

Ashley Henshaw was a contributing writer at NEXT. She specializes in small business topics, covering everything from insurance and branding to web hosting and cryptocurrency.

Her work has appeared in The Huffington Post, AOL City's Best, Citysearch, USA Today, The San Francisco Chronicle and Livestrong.

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