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NEXT is now ERGO NEXT Insurance, uniting digital-first innovation with Munich Re's global financial strength.

The Business Blog

Welcome to the NEXT Insurance blog. Here you’ll find valuable articles tailored to your business needs, so you can be ready for whatever comes Next.

Restaurant

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Nearly 40% of restaurant owners lack business insurance coverage for extreme weather

Nearly 40% of restaurant owners lack business insurance coverage for extreme weather

Food handlers card requirements by state

Food handlers card requirements by state

Restaurant rules, laws and regulations every food business owner should know

Restaurant rules, laws and regulations every food business owner should know

How to start a food delivery business: 7 steps to kick it off

How to start a food delivery business: 7 steps to kick it off

How to rent a commercial kitchen: Cost, benefits, and requirements for your food business

How to rent a commercial kitchen: Cost, benefits, and requirements for your food business

Restaurant licenses and permits: The 11 you need to open your food business

Restaurant licenses and permits: The 11 you need to open your food business

How a food handlers license can grow a restaurant/food business

How a food handlers license can grow a restaurant/food business

How to protect your restaurant business from common and costly insurance claims. Insights from NEXT data.

How to protect your restaurant business from common and costly insurance claims. Insights from NEXT data.

Arizona food manager certification and insurance requirements

Arizona food manager certification and insurance requirements

Tax deductions for restaurant owners: 9 write-offs & tax credits

Tax deductions for restaurant owners: 9 write-offs & tax credits

...

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Terms of Service

NEXT is part of the ERGO Group, a Munich Re company.

Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

^* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts and policy start times apply to specific coverages only.

^** Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim.

^† Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of April 1, 2026. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.