How can I protect my civil engineering business against negligence claims?

Help secure your civil engineering business against negligence claims with civil engineer insurance that includes a professional liability policy.

Aditya Raghunath - Writer for NEXT Insurance
By Aditya Raghunath
Kelly Hendrickse - editor for NEXT Insurance
Edited by Kelly Hendrickse
Matt Crawford for NEXT Insurance
Fact-check by Matt Crawford

Published June 8, 2023.

Civil engineer insurance, which can include a professional liability policy, can help with negligence claims.

How Professional Liability insurance can help

Professional liability insurance, also known as errors and omissions insurance, can help protect your business against legal claims arising from alleged negligence, work errors or misrepresentation in your provided services.

Here are a few scenarios showing where professional liability insurance can come to your rescue and help with legal costs:

  • Design errors - If a structural flaw in your design leads to a building collapse, causing your client to lose money, professional liability coverage can help.
  • Construction defects - Should a fault in your supervised construction lead to property damage or bodily injury, your business may be sued. The damage and injury, however, can usually be covered under general liability insurance instead.
  • Failure to meet safety regulations - Non-compliance with safety regulations can lead to severe penalties and legal action, especially if your clients experience personal or financial harm as a result.

» Learn more about types of defenses to negligence

Civil engineer insurance designed to protect your business

Negligence claims can significantly impact your civil engineering business, potentially leading to financial losses and reputational harm. So, to give yourself peace of mind and confidence to go about your work, consider civil engineer insurance with a professional liability policy.

And NEXT can help make this easy. To view your options, simply apply online and get an instant quote for affordable business insurance in less than 10 minutes. Once you have your coverage picked out, you can get your certificate of insurance and share it 24/7 with the NEXT app.

Not convinced? Find out how NEXT helped this engineer secure his business:

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