Food truck insurance can help protect you from:
Slip-and-fall injuries
Someone trips or slips on your premises and they file a lawsuit to cover medical costs.
Injury or illness liability
A customer files a lawsuit or asks for medical payments to cover an injury or claims of food poisoning.
Property damage
Kitchen fire, heavy rain or vandalism occurs in your space and damages your property or your equipment (including food spoilage).
Theft
Burglary means that expensive equipment and inventory needs to be replaced – fast.
We’ll help you get the food truck insurance you need
It’s all about managing your risk. Save up to 10% when you bundle different types of coverage.
General Liability
Helps you cover expenses if a customer slips & falls at your food truck or if someone claims you gave them food poisoning.
Workers’ Compensation
Helps cover medical bills and lost wages related to employee workplace injuries.
Commercial Property
Helps cover costs if your property is damaged due to a covered event like a burst water pipe or fire — or replace inventory, such as spoiled food after a power outage.
Business Owner’s Policy
Helps cover business losses that occur when your physical location, equipment or inventory are unexpectedly damaged and unusable.
10,000 food & beverage owners trust NEXT
Simple process
Love my new insurance company. The process to get started is very simple. This insurance is the most affordable I've had in the last 4 years!
Adrian S.
Great insurance
I have not seen any insurance this simple. They make it easy. They have whatever coverage you need.
Idris H.
NEXT Insurance for small businesses
This place is awesome and very affordable without NEXT I'd be paying an arm and a leg somewhere else. NEXT, THANK YOU so very very much.
Jonathan W.
Get the right coverage limits for your food truck
You can pay for your insurance monthly or annually and you can cancel instantly at any time.
Basic
Lowest Price
General Liability
Per occurrence
$500,000
Workers’ Comp
Per accident
$100,000
Commercial Property
Per occurrence
$25,000
Pro
Most Popular
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$500,000
Commercial Property
Per occurrence
$25,000
Pro Plus
Best Coverage
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$1 million
Commercial Property
Per occurrence
$25,000
Coverage on-the-go for policyholders
Manage your policies, send and create certificates of insurance, or file a claim with our app.
* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.