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Every electrician’s business is unique, which means that the price for electrician insurance should vary based on your details, not those of the “average” electrician.
While our electrician liability insurance policies start at just $29 per month, your price for electrician insurance may vary. The price you’ll pay depends on how many people work for you, where your business operates, and the exact nature of your jobs.
That being said, our goal is to make insurance simple and affordable. Whatever price you’re quoted, you can pay for your electrician insurance monthly, at no extra charge. We’ve also worked hard to eliminate extra fees for just about everything in order to reduce your costs. For instance, we’ve made it free to add as many people as you want as additional insured or share unlimited Live Certificates of insurance, as often as you want, and whenever you want. You can even cancel for free, online, if things don’t work out.
So take a look at the tailored coverage we offer, and choose the plan that’s right for you. Then fill out our application quickly and easily, and you can be covered in about eight minutes.
General liability insurance generally costs between $350-$450 annually, or $29-$37.50 per month.
General liability insurance for electricians generally costs our customers between $350-$450 annually, or $30-$60 per month.
Your specific cost will vary based on information about you and your business, but the coverage general liability insurance for electricians offers is similar across the field. It can protect you from certain types of expenses, including:
If you’re hired to repair electrical power equipment in someone’s home and the work ends up causing a fire, damaging lots of personal property, you’ll be glad to have general liability insurance. Electrician insurance can also help cover the costs of lawyer fees or medical expenses if you’re sued for something covered by your policy. In other words, you can see your electrician liability insurance as a small price to pay for the confidence that you’re doing business in a safe and secure way.
We at Next Insurance try to keep things simple for you. That’s why electrician professional liability insurance is included as part of a Pro or Pro Plus plan. It’s not available on its own, and here’s why:
Sometimes it’s difficult to determine which part of a claim has to do with general liability insurance, and which is a matter of your profession. For example, while damage to a wall from a fallen ladder can happen to anybody in pretty much any profession, damage from incorrect wiring would be a claim particular to an electrician’s work. By including them both in one package, you don’t have to worry about the details of which policy covers what. If need be, you simply file a claim, and if it’s covered, we work it out for you – saving you time and money.
In terms of what it covers, professional liability insurance relates to the work that you do as an electrician. If you make a mistake in your job, or don’t do something right and it needs to be redone, professional liability is what would be relevant. Here’s an example: You were hired to repair electrical power equipment in someone’s home. You made a mistake, and now the work needs to be redone. Electrician professional liability claims are often much smaller than general liability claims, and our packages reflect that.
starting from $29 per month
$300,000 aggregate limit
Not includedBuy My Policy
$1,000,000 aggregate limit
$25,000 aggregate limit
$2,000,000 aggregate limit
$50,000 aggregate limit