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Business Insurance for 1300+ businesses

You can save up to 25% in discounts with instant coverage.*

Business Insurance for +1300 businesses
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NEXT Insurance customizes business insurance to fit your needs

NEXT Insurance is a one-stop shop for business insurance. With our easy online platform, you can quickly get the coverage you need at an affordable price so you can focus on your work.

Oh, and you’ll save 10% when you bundle two or more of our policies.

We specialize in business insurance

Choose your profession for more information or get a customized quote for your business

Private Detective, Security Guard

Business insurance has never been easier

Customized business insurance to protect you and your clients
Business insurance in less than 10 minutes

Get covered in 10 minutes and you can save up to 25% in discounts

Easy monthly payments

Instant proof of insurance and easy monthly payments

Get business insurance online

Do it all 100% online or talk to a licensed U.S.-based advisor

Customer reviews

I am so excited
I am totally excited about my new insurance for my small business. I am happy that the price was in a range that I can afford, the terms were easy to understand and it was so simple to purchase my first policy. I look forward to doing business with you in the future.
Curzella J.
Easiest insurance purchase – EVER!
I was looking around trying to compare insurance and I am so lucky I found NEXT. I was able to compare levels of coverage, and all the options, without pressure from a salesperson or time limits. I was able to check out prices and it was more coverage for less than the “traditional” company I looked at.
Michael W.
Happy small business owner!
I needed liability insurance for my new small business brick & mortar location. I got the run around from another company, but NEXT provided a competitive insurance quote in a timely manner. I now have the insurance that I need and it was stress-free!
Nicole E.
Certificate of Insurance

Need a Fast Certificate of Insurance?

Download the NEXT mobile app and get your COI in seconds.
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How much does insurance cost

How much does business insurance cost?

You can save up to 25% in discounts when you buy insurance with NEXT. The exact amount you pay will depend on:

  • The types of services you offer
  • Where you work
  • How many employees you have
  • Vehicles you drive for work
Get Instant Quote - NEXT insurance

Take a few minutes to get an instant quote and see how much business insurance will cost.

Frequently asked questions about business insurance

Can I add an additional insured to my insurance?

We know it's a common need to add an additional insured to your coverage, so we’ve given you the power to create certificates of insurance and add additional insureds for free. To create this certificate of insurance, follow these steps:
  1. Log in to your customer account
  2. Click "Proof of Insurance" at the top of the page
  3. Click the button that says "Add a third party" and enter their name and address
  4. When entering their information, click “Modify this language”
  5. Select the endorsements you need
  6. Click "Next" to continue to the Review and Confirm page
  7. Click "Create certificate" and your documents will be generated in seconds.
The endorsements will be emailed directly to you and you'll see your new Live Certificate. If you have any other questions, don't hesitate to reach out — we're happy to help.

How does the claims process work with NEXT Insurance?

  • If you’re a policyholder, you can file a claim any time by logging in to your account at and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
  • If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
  • If you cannot access your online account and require help from our support team, please visit our online help center.
* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.
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© 2023 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States
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Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.