Real Estate Broker Insurance

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Real estate broker insurance tailored for your business

We’re dedicated to helping you get the real estate broker insurance coverage you need to protect your business from accidents, injuries, property damage and legal fees. Popular insurance bundles for real estate broker business include:

General liability
Professional liability
Workers’ compensation
Commercial property

We specialize in providing the right type of real estate broker insurance for small businesses

NEXT is made for entrepreneurs, hustlers and real estate broker business owners who like to stay covered and save money.

General Liability

Protection for the injuries, accidents and damage you cause

General liability insurance covers a wide range of real estate broker accidents and basic risks. You’ll have financial protection if someone other than an employee gets hurt or you are held responsible for damaging property that doesn’t belong to you.

general liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Real Estate E&O

Coverage against business mistakes and claims of negligence

Errors and omissions insurance (also known as professional liability or E&O insurance for real estate agents) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, if you are accused of misrepresenting how much acreage a property includes, it could help cover related expenses to defend yourself. Real estate agents will often require agents to carry E&O coverage.

professional liability can help you pay for:

Legal defense costs

Legal judgments

Workers' Compensation

For business owners who hire employees

Workers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if you have employees. Choose business owner’s coverage with your policy to protect yourself.

workers compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance can help protect your inventory, equipment and even the building that you lease or own. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with repair or replacement costs.

commercial property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Cyber Liability insurance

Protection against cyber attack and other tech issues

Businesses often handle personal client and financial data, and a cyber incident can disrupt your operations and hurt client trust. Cyber insurance could help protect your business and help you respond quickly if there’s a data breach of sensitive client information, a cyber attack or a phishing scam that could impact your business.

cyber liability can help you pay for:

Data breaches

Cyber attacks and ransomware attacks

System failures

What customers say about us

quick, efficient and valuable

I like Next. It was just what I needed and at a great price!

Robert P.

Amazing Product

Most affordable and easiest process, next insurance is a no brainer for your business insurance needs.

Shane P.

TONY DUONG

VERY GOOD AGENT AND FAST SERVICE

Tony D.

CFO

Handsfree insurance allows us to drive the business without headaches or hassles. Thanks for keeping us safe!

Edward A.

Easy set up

Ap was very easy and quick approval.

Linda G.

Joining Next

The guy that help us straiten out our policy was gr8, easy to work with and took his time explaining every thing, my only issue was that it took to long to find the customer servic...

Theresa C.

Thank goodness

Thank goodness the representatives are available and very nice because setting up the service was challenging. The questions are worded in a very confusing way, so much so I had to...

Crystal N.

Awesome easy apply

Very user friendly website and application process....very fair price.

LAURA S.

It was fast.

Max L.

Fast Quote same day policy

Super fast service and insurance same day I applied. Sydney was super helpful

Thurayah M.

See the coverage plans for real estate broker insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic

Lowest Price

General Liability

Per occurrence

$500,000

Professional Liability (E&O)

Per occurrence

$250,000

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$30,000

Pro

How much does real estate broker insurance cost?

Your real estate broker insurance costs will be tailored to your business. Several factors will impact the price you pay, including:

Your claims history
How high you set your limits
Your work experience
How many people you employ

With coverage built for more than 1,300 small business professions, NEXT offers you the right small business insurance at the right price, no matter what you do.

Why does a real estate broker need business insurance?

Real estate broker’s business needs insurance to help stay protected from financial losses after accident. It can also offer protection from costs related to business disagreements, and it can help you qualify for licenses. You might need insurance to:

Align with industry standards and state requirements for a real estate brokers business.
Change with your business as you experience fluctuations.
Hire employees. Most states require workers’ compensation.
Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
Repair or replace property you own or rent. Protect your inventory, equipment and even the building that you lease or own.

Frequently asked questions about real estate brokers business insurance

Here are some of the most common questions we get about real estate broker business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance cover my real estate broker business for General Liability?

Yes, NEXT Insurance cover real estate brokers for General Liability, Professional Liability, Workers' Compensation, Commercial Property.

Does NEXT Insurance cover my real estate broker business for Workers' Compensation?

Yes, NEXT Insurance cover real estate brokers for General Liability, Professional Liability, Workers' Compensation, Commercial Property.

How can I get a certificate of insurance (COI)?

Once you have an ERGO NEXT policy, you’ll have instant access to your certificate of insurance 24/7 via web or app. Log in to your account and download your COI, or have it delivered via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them. Make changes to your coverage and your COI updates automatically.

What happens after I file a claim?

In most cases, a claims advocate will contact you within one business day after you report the claim. The advocate will ask you about the facts of the claim and will request any additional information like relevant documentation, including contracts, photos and estimates.

Have this information easily accessible to expedite the claims process.