Real Estate Appraiser Insurance

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

lob selector pl color hover 340x256

Professional Liability

Get a Quote
General Liability Insurance

General Liability

Get a Quote
Workers’ Compensation insurance

Workers' Compensation

Get a Quote
Commercial Property insurance

Commercial Property

Get a Quote
Other Coverages

Other Coverages

Get a Quote
Return to Quote
Real estate appraisal insurance designed to protect your business

Real estate appraiser insurance designed to protect your business

NEXT Insurance is a one-stop shop to help you get the real estate appraiser insurance you need to protect your business from accidents, injuries, legal fees. Our insurance packages typically include:

  • General liability
  • Workers’ compensation
  • Commercial property
Find the right real estate appraiser insurance for you
We have all the business insurance you might need for your real estate appraisal business. And you save up to 10% when you combine coverage.
General Liability

General Liability

Protection for the injuries, accidents and damage you cause
General liability insurance covers a wide range of real estate appraiser accidents and basic risks. You’ll have financial protection if someone other than an employee gets hurt or you are held responsible for damaging property that doesn’t belong to you.

general liability can help you pay for:

Medical payments
Property damage
Legal fees and judgments
Real Estate E&O

Real Estate E&O

Coverage against business mistakes and claims of negligence
Errors and omissions insurance (also known as professional liability or E&O insurance for real estate appraisers) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, if you are accused of misrepresenting how much a house is worth, it could help cover related expenses to defend yourself. Real estate brokers will often require appraisers to carry E&O coverage.

professional liability can help you pay for:

Legal defense costs
Legal judgments
Workers' Compensation

Workers' Compensation

For business owners who hire employees
Workers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if you have employees. Choose business owner’s coverage with your policy to protect yourself.

workers compensation can help you pay for:

Medical expenses
Lost wages
Employer liability
Commercial Property

Commercial Property

For business owners who own or rent physical spaces
Commercial property insurance can help protect your inventory, equipment and even the building that you lease or own. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with repair or replacement costs.

commercial property can help you pay for:

Damaged equipment and inventory
Lost income
Operating expenses

What customers say about us

quick, efficient and valuable

I like Next. It was just what I needed and at a great price!

Robert P.

Amazing Product

Most affordable and easiest process, next insurance is a no brainer for your business insurance needs.

Shane P.

TONY DUONG

VERY GOOD AGENT AND FAST SERVICE

Tony D.

CFO

Handsfree insurance allows us to drive the business without headaches or hassles. Thanks for keeping us safe!

Edward A.

Easy set up

Ap was very easy and quick approval.

Linda G.

Joining Next

The guy that help us straiten out our policy was gr8, easy to work with and took his time explaining every thing, my only issue was that it took to long to find the customer servic...

Theresa C.

Thank goodness

Thank goodness the representatives are available and very nice because setting up the service was challenging. The questions are worded in a very confusing way, so much so I had to...

Crystal N.

Awesome easy apply

Very user friendly website and application process....very fair price.

LAURA S.

It was fast.

It was fast.

Max L.

Fast Quote same day policy

Super fast service and insurance same day I applied. Sydney was super helpful

Thurayah M.

See the coverage plans for real estate appraiser Insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic
Lowest Price
General Liability
Per occurrence
$500,000
Workers’ Comp
Per accident
$100,000
Commercial Property
Per occurrence
$30,000
Pro
Most Popular
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$500,000
Commercial Property
Per occurrence
$30,000
Pro Plus
Best Coverage
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$1 million
Commercial Property
Per occurrence
$30,000
Cost of insurance for real estate appraisers

Cost of insurance for real estate appraisers

NEXT makes sure that a real estate appraisal business gets the right coverage for the most competitive rates. Policies are customized for you so they:

  • Your work experience
  • Your claims history
  • How many vehicles you use for work
  • How many employees you have

Your real estate appraisal business risks can change from time to time and that can impact your insurance needs. We’re here to make sure you always have the right coverage.

Real estate appraiser insurance requirements

Real estate appraiser insurance requirements

Small business owners are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:

  • Help pay for accidents that cause damage to property that isn’t yours.
  • Defend yourself if you’re accused of making a mistake that causes someone to lose money.
  • Hire employees. Most states require workers’ compensation insurance if you have employees.
  • Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
  • Repair or replace commercial property you own or rent. Protect your inventory, equipment and even the building that you lease or own.

Frequently asked questions about real estate appraiser business insurance

Here are some of the most common questions we get about real estate appraiser business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance cover my Real Estate Appraisal business for General Liability?

Yes, NEXT Insurance cover Real Estate Appraisers for General Liability, Workers' Compensation, Commercial Property.

Does NEXT Insurance cover my Real Estate Appraisal business for Workers' Compensation?

Yes, NEXT Insurance cover Real Estate Appraisers for General Liability, Workers' Compensation, Commercial Property.

How does business insurance protect real estate agents?

Our real estate agent insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:

Damage to someone’s property

While showing a home, a faucet is left on and causes water damage. The general liability coverage in your insurance package would help pay for a repairs.

Accidents that hurt someone

A client arrives at your office and slips and falls on the wet tile floor. Your general liability coverage would also come into play here by helping to pay for medical costs and legal fees.

Professional mistakes

A client claims that you didn't show them homes in certain areas based on their appearance. Real estate E&O coverage could pay for some of the expenses to defend yourself, even if the accusation is untrue.

Workplace injuries

You bash your head in an unfinished basement during a viewing and sustain a concussion and head wound that requires stitches. Workers’ compensation coverage with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.

Damage to your own property

A water pipe bursts in your brokerage office and floods the unit. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event.

What do I need to get an insurance quote online?

It takes about 10 minutes to get a consultant business insurance quote online with NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.

How can I get a certificate of insurance (COI)?

Once you have a NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a certificate of insurance, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them.

How do you file an insurance claim with NEXT?

If you’re a policyholder, simply log in to your account and file a claim. We’ll contact you shortly to go over the details. Our support team is standing by to help.

What does Errors & Omissions insurance cover for realtors? 

NEXT’s real estate E&O policy covers residential and commercial transactions and includes a variety of covered professional services, such as real estate sales, property management and appraisals. There are several ways E&O insurance can help real estate agents, including helping to cover expenses related to court costs, lawyer fees and any judgments or settlements against you.

Making a mistake that affects a sale

For example, if a problem with a house is discovered after negotiations have begun, you could be accused of not disclosing that information. If your client decides to sue you, your real estate E&O coverage could help pay for related expenses.

Not fulfilling promises

For example, if a buyer believes that you didn’t negotiate a low enough price on a house and they decide to sue. Or if a buyer misinterprets your advice about having to cover closing costs and they end up with unexpected fees.

Accusations of indifference or neglect

For example, you may be called negligent if you fail to provide a client with all the necessary paperwork they need to make an informed decision. Or if there is a zoning issue on a piece of property you didn’t know about, your client could claim you should have done your due diligence to find out that information before it was too late. E&O coverage can also help pay for legal costs related to defending yourself in a disciplinary hearing if a complaint is filed against you.
Next Insurance, small business insurance
Coverage on-the-go for policyholders
Manage your policies, send and create certificates of insurance, or file a claim with our app.
Download from app storeDownload from google play

More professions that are covered by NEXT

Real Estate Broker, Home Inspectors, Real Estate Appraisal, Estate Liquidator, Makerspace, Mortgage Broker, Property Management, Real Estate Agent, Real Estate Investor
* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.
What we cover
Chat with Us

Mon – Fri | 8 a.m. – 5 p.m. CT

FacebookInstagramTiktokTwitterLinkedinYoutube
© 2024 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States
Better Business Bureau
Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of December 6, 2023. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.