Real Estate Broker Insurance

You can save up to 25% in discounts on business insurance.*

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Real estate broker insurance tailored for your business

We’re dedicated to helping you get the real estate broker insurance coverage you need to protect your business from accidents, injuries, property damage and legal fees. Popular insurance bundles for real estate broker business include:

  • General liability
  • Professional liability
  • Workers’ compensation
  • Commercial property
We specialize in providing the right type of real estate broker insurance for small businesses
NEXT is made for entrepreneurs, hustlers and real estate broker business owners who like to stay covered and save money.
General Liability

General Liability

Protection for the injuries, accidents and damage you cause
General liability insurance covers a wide range of real estate broker accidents and basic risks. You’ll have financial protection if someone other than an employee gets hurt or you are held responsible for damaging property that doesn’t belong to you.

general liability can help you pay for:

Medical payments
Property damage
Legal fees and judgments
Real Estate E&O

Real Estate E&O

Coverage against business mistakes and claims of negligence
Errors and omissions insurance (also known as professional liability or E&O insurance for real estate agents) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, if you are accused of misrepresenting how much acreage a property includes, it could help cover related expenses to defend yourself. Real estate agents will often require agents to carry E&O coverage.

professional liability can help you pay for:

Legal defense costs
Legal judgments
Workers' Compensation

Workers' Compensation

For business owners who hire employees
Workers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if you have employees. Choose business owner’s coverage with your policy to protect yourself.

workers compensation can help you pay for:

Medical expenses
Lost wages
Employer liability
Commercial Property

Commercial Property

For business owners who own or rent physical spaces
Commercial property insurance can help protect your inventory, equipment and even the building that you lease or own. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with repair or replacement costs.

commercial property can help you pay for:

Damaged equipment and inventory
Lost income
Operating expenses

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See the coverage plans for real estate broker insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic
Lowest Price
General Liability
Per occurrence
$500,000
Professional Liability (E&O)
Per occurrence
$250,000
Workers’ Comp
Per accident
$100,000
Commercial Property
Per occurrence
$30,000
Pro
Most Popular
General Liability
Per occurrence
$1 million
Professional Liability (E&O)
Per occurrence
$1 million
Workers’ Comp
Per accident
$500,000
Commercial Property
Per occurrence
$30,000
Pro Plus
Best Coverage
General Liability
Per occurrence
$1 million
Professional Liability (E&O)
Per occurrence
$2 million
Workers’ Comp
Per accident
$1 million
Commercial Property
Per occurrence
$30,000
How much does real estate broker insurance cost?

How much does real estate broker insurance cost?

Your real estate broker insurance costs will be tailored to your business. Several factors will impact the price you pay, including:

  • Your claims history
  • How high you set your limits
  • Your work experience
  • How many people you employ

With coverage built for more than 1,300 small business professions, NEXT offers you the right small business insurance at the right price, no matter what you do.

Why does a real estate broker need business insurance?

Why does a real estate broker need business insurance?

Real estate broker’s business needs insurance to help stay protected from financial losses after accident. It can also offer protection from costs related to business disagreements, and it can help you qualify for licenses. You might need insurance to:

  • Align with industry standards and state requirements for a real estate brokers business.
  • Change with your business as you experience fluctuations.
  • Hire employees. Most states require workers’ compensation.
  • Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
  • Repair or replace property you own or rent. Protect your inventory, equipment and even the building that you lease or own.

Frequently asked questions about real estate brokers business insurance

Here are some of the most common questions we get about real estate broker business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance cover my real estate broker business for General Liability?

Yes, NEXT Insurance cover real estate brokers for General Liability, Professional Liability, Workers' Compensation, Commercial Property.

Does NEXT Insurance cover my real estate broker business for Workers' Compensation?

Yes, NEXT Insurance cover real estate brokers for General Liability, Professional Liability, Workers' Compensation, Commercial Property.

How can I get a certificate of insurance (COI)?

Once you have a NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a certificate of insurance, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them.

What happens after I file a claim?

In most cases, a claims advocate will contact you within one business day after you report the claim. The advocate will ask you about the facts of the claim and will request any additional information like relevant documentation, including contracts, photos and estimates.

Have this information easily accessible to expedite the claims process.

What information is required to fill out an application? What do I need to have on hand?

We’ll ask you some basic questions about your business and operations, including:
  • Your industry
  • Where you do business
  • How many years you have owned the business
  • Your license number or EIN
  • Number of employees
  • Expected annual revenue
  • Recent insurance and claims history
Next Insurance, small business insurance
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Manage your policies, send and create certificates of insurance, or file a claim with our app.
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More professions that are covered by NEXT

Real Estate Broker, Home Inspectors, Real Estate Appraisal, Estate Liquidator, Makerspace, Mortgage Broker, Property Management, Real Estate Agent, Real Estate Investor
What we cover
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© 2025 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States
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NEXT is part of the ERGO Group, a Munich Re company.

Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts and policy start times apply to specific coverages only.

** Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim.

Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of March 21, 2025. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.