Get insurance tailored to your business
Our pet boarding insurance covers a range of small businesses so that you can focus on what you do best:
| Pet sitting | Dog boarding | Cat boarding |
Pet boarding insurance that's made for your business
NEXT specializes in providing customized insurance for small businesses and the self-employed. We offer affordable coverage tailored to pet boarding business so you are always protected against unpredictable events. The most common insurances packages bought by pet boarding business owners include:
- General liability
- Commercial property
- Workers’ compensation
We’ll help you get the business insurance coverage you need
It’s all about managing your risk. See the different pet boarding business insurance policies available and save up to 10% when you bundle two or more of our policies.
General Liability
Protection for the injuries, accidents and damage you cause
General liability insurance covers the risks that affect almost every pet boarding business. It's the most common insurance for small businesses and entrepreneurs, and it’s typically the first policy purchased by new businesses.
general liability can help you pay for:
Medical payments
Property damage
Legal fees and judgments
Workers’ Compensation
For business owners who hire employees
Workers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if your pet boarding business has employees. Choose business owner’s coverage with your policy to protect yourself.
workers compensation can help you pay for:
Medical expenses
Lost wages
Employer liability
Commercial Property
For business owners who own or rent physical spaces
Commercial property coverage helps protect almost all of the physical items you need to run your business operation as a pet boarder, including your equipment, inventory and furniture. And the business income coverage in your property insurance could help cover the revenue you would have earned after an unforeseen flooding, as well as ongoing business expenses while you are closed.
commercial property can help you pay for:
Damaged equipment and inventory
Lost income
Operating expenses
What customers say about us
Non-profit Insurance
Debbie Lane was awesome. She walked me through the process and was able to answer all of my question and concerns. I believe Debbie went above and beyond to help our 501c3 Rescue g...
Susan F.
Very convenient
I feel so protected now that I have liability insurance for my Pet sitting service!
Victoria G.
Pet insurance
The person I chatted with was very friendly and helped me decide which insurance was right for my business.
PEARL J.
They are Great to Handle
They are Great to Handle our Kennel Umbrella Policy very reasonable
Bob O.
Business i
Business i
Cyntia T.
Non-profit Insurance
Debbie Lane was awesome. She walked me through the process and was able to answer all of my question and concerns. I believe Debbie went above and beyond to help our 501c3 Rescue g...
Susan F.
Very convenient
I feel so protected now that I have liability insurance for my Pet sitting service!
Victoria G.
Pet insurance
The person I chatted with was very friendly and helped me decide which insurance was right for my business.
PEARL J.
They are Great to Handle
They are Great to Handle our Kennel Umbrella Policy very reasonable
Bob O.
Business i
Business i
Cyntia T.
You can save up to 25% in discounts on pet boarding insurance
You can pay for your insurance monthly or annually and you can cancel instantly at any time.
Basic
Lowest Price
General Liability
Per occurrence
$500,000
Workers’ Comp
Per accident
$100,000
Commercial Property
Per occurrence
$25,000
Pro
Most Popular
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$500,000
Commercial Property
Per occurrence
$25,000
Pro Plus
Best Coverage
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$1 million
Commercial Property
Per occurrence
$25,000
How much should a pet boarding business expect to pay for insurance?
Your pet boarding insurance costs will be tailored to your business. Several factors will impact the price you pay, including:
- Your claims history
- How high you set your limits
- Your work experience
- How many people you employ
With coverage built for more than 1,300 small business professions, NEXT offers you the right small business insurance at the right price, no matter what you do.
Pet boarding insurance requirements
Small business owners are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:
- Help pay for accidents that cause damage to property that isn’t yours.
- Defend yourself if you’re accused of making a mistake that causes someone to lose money.
- Hire employees. Most states require workers’ compensation insurance if you have employees.
- Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
- Repair or replace commercial property you own or rent. Protect your inventory, equipment and even the building that you lease or own.
Frequently asked questions about pet boarding business insurance
Here are some of the most common questions we get about pet boarding business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
Does NEXT Insurance offer workers' compensation coverage for pet boarding?
Yes, NEXT Insurance offers workers' compensation insurance, general liability and commercial property coverage for pet boarding businesses.
Does NEXT Insurance offer commercial property coverage for pet boarding?
Yes, NEXT Insurance offers commercial property insurance, workers’ compensation and general liability coverage for pet boarding businesses.
What do I need to get an insurance quote online?
It takes about 10 minutes to get a business insurance quote online with ERGO NEXT. We’ll ask a few questions about your business — like what you do, your location, what type of events you sell at, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.
How can I get a certificate of insurance (COI)?
Once you have a ERGO NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a certificate of insurance, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them.
How do you file an insurance claim with ERGO NEXT?
If you’re a policyholder, simply log in to your account and file a claim. We’ll contact you shortly to go over the details. Our support team is standing by to help.
