NEXT is now ERGO NEXT Insurance, uniting digital-first innovation with Munich Re's global financial strength.

Pet Boarding Insurance

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

Pet boarding insurance that's made for your business

NEXT specializes in providing customized insurance for small businesses and the self-employed. We offer affordable coverage tailored to pet boarding business so you are always protected against unpredictable events. The most common insurances packages bought by pet boarding business owners include:

  • General liability
  • Commercial property
  • Workers’ compensation

Get insurance tailored to your business

Our pet boarding insurance covers a range of small businesses so that you can focus on what you do best:

Pet sittingDog boardingCat boarding

We’ll help you get the business insurance coverage you need

It’s all about managing your risk. See the different pet boarding business insurance policies available and save up to 10% when you bundle two or more of our policies.

General Liability

General Liability

Protection for the injuries, accidents and damage you cause

General liability insurance covers the risks that affect almost every pet boarding business. It's the most common insurance for small businesses and entrepreneurs, and it’s typically the first policy purchased by new businesses.

general liability can help you pay for:

Medical payments
Property damage
Legal fees and judgments
Workers’ Compensation

Workers’ Compensation

For business owners who hire employees

Workers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if your pet boarding business has employees. Choose business owner’s coverage with your policy to protect yourself.

workers compensation can help you pay for:

Medical expenses
Lost wages
Employer liability
Commercial Property

Commercial Property

For business owners who own or rent physical spaces

Commercial property coverage helps protect almost all of the physical items you need to run your business operation as a pet boarder, including your equipment, inventory and furniture. And the business income coverage in your property insurance could help cover the revenue you would have earned after an unforeseen flooding, as well as ongoing business expenses while you are closed.

commercial property can help you pay for:

Damaged equipment and inventory
Lost income
Operating expenses

What customers say about us

Non-profit Insurance

Debbie Lane was awesome. She walked me through the process and was able to answer all of my question and concerns. I believe Debbie went above and beyond to help our 501c3 Rescue g...

Susan F.

Very convenient

I feel so protected now that I have liability insurance for my Pet sitting service!

Victoria G.

Pet insurance

The person I chatted with was very friendly and helped me decide which insurance was right for my business.

PEARL J.

They are Great to Handle

They are Great to Handle our Kennel Umbrella Policy very reasonable

Bob O.

Business i

Business i

Cyntia T.

Non-profit Insurance

Debbie Lane was awesome. She walked me through the process and was able to answer all of my question and concerns. I believe Debbie went above and beyond to help our 501c3 Rescue g...

Susan F.

Very convenient

I feel so protected now that I have liability insurance for my Pet sitting service!

Victoria G.

Pet insurance

The person I chatted with was very friendly and helped me decide which insurance was right for my business.

PEARL J.

They are Great to Handle

They are Great to Handle our Kennel Umbrella Policy very reasonable

Bob O.

Business i

Business i

Cyntia T.

You can save up to 25% in discounts on pet boarding insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic
Lowest Price
General Liability
Per occurrence
$500,000
Workers’ Comp
Per accident
$100,000
Commercial Property
Per occurrence
$25,000
Pro
Most Popular
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$500,000
Commercial Property
Per occurrence
$25,000
Pro Plus
Best Coverage
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$1 million
Commercial Property
Per occurrence
$25,000
How much should a pet boarding business expect to pay for insurance?

How much should a pet boarding business expect to pay for insurance?

Your pet boarding insurance costs will be tailored to your business. Several factors will impact the price you pay, including:

  • Your claims history
  • How high you set your limits
  • Your work experience
  • How many people you employ

With coverage built for more than 1,300 small business professions, NEXT offers you the right small business insurance at the right price, no matter what you do.

Pet boarding insurance requirements

Pet boarding insurance requirements

Small business owners are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:

  • Help pay for accidents that cause damage to property that isn’t yours.
  • Defend yourself if you’re accused of making a mistake that causes someone to lose money.
  • Hire employees. Most states require workers’ compensation insurance if you have employees.
  • Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
  • Repair or replace commercial property you own or rent. Protect your inventory, equipment and even the building that you lease or own.