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Next Level Benefits

Instant Coverage

Instant Coverage

10 minutes to purchase
Monthly Payments

Monthly Payments

at no extra cost
Live Certificate

Live Certificate

for instant proof
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Free Cancelation

Free Cancelation

at any time
Insurance Advisor

Insurance Advisor

here for all your needs

Coverage options

GENERAL LIABILITY Bought by 95% of business owners like you
Get coverage for damages to third parties and basic risks in your industry. General liability protects a wide-range of incidents, from accidents to copyright infringement.
What is covered in general liability
Medical payments
Property damage
Advertising harm
Injury on your premises
What isn't covered in general liability
Employment Practices
Non-Compensatory or Punitive Damages
Cross Suits
Disclosure of Confidental or Personal Information
Electronic Data Liability
Manufactured Products
Assault and Battery
Abuse and molestation
PROFESSIONAL LIABILITY Bought by 80% of business owners like you
Protect your business and reputation from lawsuits and negligence claims. The specific coverage varies based on the industry, so Next tailors your coverage to what you need.
What is covered in professional liability
All lines of business written
Professional negligence (actual or alleged)
Legal defense costs
Disciplinary proceedings
What isn't covered in professional liability
Acting as a Third Party Adjuster (TPA)
Acting as a Managing General Agent (MGA)
Selling policies of low rated carriers
Premium or commission disputes
COMMERCIAL AUTO For business owners that use vehicles
If you’re driving for your business, you need a safety net in case of auto or equipment accidents. Get covered for accident liability, rentals, tows, and more.
What is covered in commercial auto
Uninsured motorist
Towing and labor
Rental reimbursement
Medical Payments
Hired Auto Liability
Non Owned Auto Liability
WORKERS' COMPENSATION For business owners who hire employees
Cover your business and employees in case of accidents requiring medical attention while on the job. It inspires trust with your employees and protects you in case of emergency.
What is covered in workers' compensation
Medical Care
Lost Wages
Employee Death
Liability as an employer
What isn't covered in workers' compensation
Your employee has injuries that are self inflicted
Your employee has injuries sustained while committing a crime
violating company policies or not on the job.

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% discount
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Many of our cases are resolved within 48 hours, so you can get back to what matters to you most.