Our insurance agent insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Professional mistakes
You inform a claimant that an event will be covered but when an accident happens you realize it’s not.
E&O coverage helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
Damage to someone’s property
You accidentally spill coffee on a client’s expensive jacket. The insurance agent general liability coverage in your insurance package would help pay for a replacement.
Accidents that hurt someone
A client trips and falls down the stairs in your lobby. Your
general liability coverage would also come into play here by helping to pay for medical costs and legal fees.
Workplace injuries
You sprain your back moving old boxes of client records.
Workers’ compensation coverage with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Injuries and damage involving your business vehicles
On your way to work, you slide on black ice and hit a parked car.
Commercial auto coverage will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Damage to your own property
A tree falls over and damages the roof of your insurance office.
Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.