Business Insurance for Insurance Agents

Business insurance for insurance agents has never been easier

Next Insurance streamlines business insurance with coverage designed for small businesses and the self-employed
Get covered in 10 minutes and save up to 30%
Instant proof of insurance and easy monthly payments
Do it all 100% online or talk to a licensed U.S.-based advisor

Insurance agent insurance designed to protect your business

Next Insurance offers instant coverage for insurance agents and agencies. Our 100% online process is designed to meet your needs. Get a free quote now.


Bought by 95% of business owners like you
Get coverage for damages to third parties and basic risks in your insurance agency. General liability protects a wide-range of incidents, from accidents to copyright infringement.
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What is covered in general liability
Medical payments
Property damage
Advertising harm
Injury on your premises


Bought by 80% of business owners like you
Protect your business and reputation from lawsuits and negligence claims. The specific coverage varies based on the industry, so Next tailors your coverage to what you need as an insurance agent.
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What is covered in professional liability
All lines of business written
Professional negligence (actual or alleged)
Legal defense costs
Disciplinary proceedings


For business owners that use vehicles
If you’re driving for your insurance agency, you need a safety net in case of auto or equipment accidents. Get covered for accident liability, rentals, tows, and more.
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What is covered in commercial auto
Uninsured motorist
Towing and labor
Rental reimbursement
Medical Payments
Hired Auto Liability
Non Owned Auto Liability


For business owners who hire employees
Cover your insurance business and employees in case of accidents requiring medical attention while on the job. It inspires trust with your employees and protects you in case of emergency.
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What is covered in workers' compensation
Medical Care
Lost Wages
Employee Death
Liability as an employer


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What is covered in commercial property
Business Personal Property - Fire
Business Personal Property - Theft
Business Personal Property
Business Income
Debris Removal
Employee Dishonesty
Money and Securities
Water Back-up & Sump Overflow
Utility Services - Time Element

Save up to 30% on insurance agent insurance

Choose from three levels of protection to get the coverage you need
You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Frequently asked questions

How does business insurance protect insurance agents?

Our insurance agent insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:


Professional mistakes 

You inform a claimant that an event will be covered but when an accident happens you realize it’s not. E&O insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. 


Damage to someone’s property

You accidentally spill coffee on a client’s expensive jacket. The insurance agent general liability coverage in your insurance package would help pay for a replacement.


Accidents that hurt someone

A client trips and falls down the stairs in your lobby. Your general liability coverage would also come into play here by helping to pay for medical costs and legal fees.


Workplace injuries 

You sprain your back moving old boxes of client records. Workers’ compensation insurance with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees. 


Injuries and damage involving your business vehicles

On your way to work, you slide on black ice and hit a parked car. Commercial auto insurance will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles. 


How does Live Certificate work?

When you login to your account at the Next Insurance website, you’ll see an option to “Share Proof”. Clicking that will give you an option to either put in an email address and have us send your certificate, or copy a link which you can send to anyone you like that will take them to your Live Certificate.

Can I add an additional insured to my insurance?

Yes. We know this is a common need to add an additional insured to your coverage, so we’ve given you the power to create certificates of insurance and add additional insureds for free.  Learn more about how certificates of insurance work with Next Insurance.

Can I combine a commercial auto policy with my existing Next Insurance liability policy?

Yes. In order to do that, please call us at 1-855-222-5919 or email us at

How do I change my limits?

If you’d like to change the limit on your policy, please email us at including a description of the desired limit change and the effective date of the change. In some cases, this may result in a one-time charge for the difference in premiums that can be added to your next monthly payment. Once this is processed, you will receive the appropriate endorsement and confirmation of the one-time charge amount in your email inbox within 7-10 business days.