In Wisconsin, general contractors are also called dwelling contractors. To get your Wisconsin general contractor license you must take an exam, file an application, and get the proper liability and bond insurance.
Other strict requirements include that you own or partner in a general contracting business, provide proof of financial responsibility, and pay all associated fees as mandated by the Wisconsin Department of Safety and Professional Services (DSPS).
Keep reading to learn more about:
There are two types of Wisconsin general contractor license requirements.
First, anyone who intends to build, improve, or alter a one- or two-family dwelling or accessory building must have a dwelling contractor qualifier license (or work under someone who does). The qualifier license is in your name and requires 12 hours of continuing education every two years to renew it.
You will also need a dwelling contractor license if you own a construction business. The license is held under the business name and does not require continuing education. However, you must renew it yearly.
To get the dwelling contractor license:
Like other states, Wisconsin issues licenses for dwelling contractors at the state level. However, some areas may have local jurisdiction requirements. Make sure you know whether you need any additional permits, laws, or regulations before you begin your project.
Once approved, you can begin working as a Wisconsin general contractor.
Wisconsin general contractors must maintain minimum liability insurance coverage to fulfill the license’s financial responsibility requirement. Here are some common types of Wisconsin business insurance contractors usually consider having.
Wisconsin requires dwelling contractors to carry $250,000 in general liability insurance to ensure proof of financial responsibility. It protects your business from accidents, injuries, or property damage that may occur during the course of business as a dwelling contractor.
Dwelling contractors must provide workers’ compensation insurance to their employees in case of job-related injuries or illnesses. Generally, workers’ compensation insurance covers medical expenses, rehabilitation costs and lost wages.
Tools and equipment insurance is an essential coverage for dwelling contractors. It covers loss or damage for hand tools, power tools and other equipment that a contractor uses regularly.
Commercial auto insurance can protect the vehicles you use for business. A policy can safeguard against accidents or damage you experience while on the job.
Commercial property insurance can keep your business running smoothly. It protects against potential losses due to property damage, theft and other unexpected events.
Wisconsin general contractor license renewal requires submitting the $40 renewal fee using the state’s eSLA portal. This license doesn’t require continuing education, but you must renew it yearly.
The dwelling contractor qualifier license is valid for two years. It requires completing 12 hours of approved continuing education, providing evidence of completion, and the $40 fee.
If you’re restarting a general contracting business and your license expired more than a year ago, you can reinstate it by submitting an application and supporting documentation, along with a $65 fee.
Proof of financial responsibility is necessary to be a Wisconsin dwelling contractor. If you skip general contractor liability insurance, you can file a bond of at least $25,000. The state will issue you a restricted certification if your bond is less than that.
NEXT specializes in coverage for construction professionals, and we only sell small business insurance. We can help you meet Wisconsin dwelling contractor licensing requirements and help protect your business.
We’ve helped thousands of contractors find affordable insurance packages tailored to their needs.
Dwelling contractors can apply online for Wisconsin general contractor insurance and get a certificate of insurance within minutes, whether you’re at the office or on a job site.
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