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Nevada handyman license and insurance requirements

Nevada handyman license and insurance requirements

By Ashley Henshaw
Jan 27, 2022
9 min read
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Homeowners and business owners often need to call on a handyman for various repairs. In Nevada, the job of maintenance and repair workers ranks second in the U.S. for the top-paying nonmetropolitan locations. In these areas, a handyperson makes an average annual salary of $50,800, which is significantly more than the national average of $43,790.1

If you’re wondering what type of work can a handyman do legally, the answer is that most handymen in Nevada don’t need a professional license. As an added bonus, you don’t need a handyman license in order to work in Nevada. However, you will need a contractor license if you want to take on larger jobs. 

Learn more about the requirements to find out whether you need to have a license (and, if so, how to get one) in this guide covering the following topics:

Do you need a license to be a handyman?

If you plan to perform mostly minor repairs and basic maintenance as a handyman, it’s unlikely that you need a license.

A common question we get asked is: does a handyman need a license in Nevada? You only need a license in Nevada if you plan to perform certain types of jobs that go beyond the scope of minor repairs. If your work will become a finished part of the structure (such as replacing flooring in an entire room) and the total for the project exceeds $1,000, you must have a general contractor license.

What’s the difference between a handyman and a general contractor?

Before we get into the details of how to obtain a license in Nevada, it’s important to clarify what it means to be a handyman — because this is going to affect whether or not you need a license and what type of insurance you’re going to need. 

A handyman or handywoman is someone who does small repair, carpentry or minor maintenance jobs. Typically these jobs only involve one person.

If you work on larger projects, such as building a deck or wiring a new kitchen, you could be considered a contractor, and you would need to get the appropriate license and insurance coverage. A handyperson is usually someone who can complete a job on their own. 

So what can a handyman do without a license? Here are some examples to help figure out if the jobs you perform mean you’re a handyman or a general contractor.

Handyman vs Contractor

How to get a handyman license in Nevada

Since no Nevada handyman license application exists — as there isn’t a license for this type of work — you must apply for a Nevada general contractor license and submit it to the Nevada State Contractors Board. 

You don’t need a license to work as a handyman in Nevada. However, if you plan to take on projects which require a building license or have a value of $1,000 or more (including labor and materials), you must have a contractor license issued by the Nevada State Contractors Board.2

There are three license classification options available:

Class A 

General engineering contractor, which requires specialized engineering knowledge and skills

Class B

General building contractor, which involves construction or remodeling of buildings

Class C 

Specialty contractors, which involve specialized building trades of crafts (such as plumbing and heating, electrical, carpentry, roofing and siding, etc.)

Choose the classification that most accurately describes the type of work you plan to do as a handyperson.3

Keep in mind that you must obtain a Nevada Business ID from the Nevada Secretary of State Business Portal before you complete the application.4

If you need assistance in completing your application, the Nevada State Contractors Board offers three options:

  1. Contact a license analyst by phone
  2. Attend a free business assistance program in person or via Zoom
  3. Watch a prerecorded business assistance program video online

Upon approval of your application, you’ll receive a letter from the Board with details about how to sign up for two licensing exams: a trade exam and a business and law exam. 

You must pass both exams in order to get your license. You can take the exams at testing centers in Las Vegas, Reno or Elko.

Once you pass your exams, you must pay a $600 fee to get your two-year license.

Nevada contractor license requirements

When submitting your contractor license application to the Nevada State Contractors Board, you must include the following:

Work experience documentation

Your work experience documentation should show that you have at least four years of experience as a journeyman, foreman, supervising employee or contractor. If you have relevant training from a college, university or other program accepted by the Board, you may use that to satisfy up to three years of the work experience requirement.

Financial statement

The exact requirements of your financial statement depend on your requested monetary limit (the maximum contract amount you may take on from a single client) for your business. In most cases, an independent certified public accountant must prepare the statement for you.

You must also include a:

  • Resume with all current and past employment
  • Background disclosure statement and fingerprint background waiver
  • Copy of your driver’s license or government-issued ID
  • Check or money order for the $300 application fee

Requirements for Nevada contractor license renewals

You must renew your Nevada contractor license every two years on the last day of the month in which it was issued. A $600 license fee applies each time you renew.

Nevada contractor license reciprocity

Nevada does not maintain reciprocity agreements for other states. However, if you already possess a contractor license in a state the Board deems to have substantially equivalent requirements, you may be eligible for an exam waiver.5

In order to qualify, you must have held an active license in the endorsed state for the past four years with no history of disciplinary actions, suspensions or sanctions.

Bond requirements for Nevada contractor licenses

You must obtain a surety bond or submit a cash deposit in order to obtain your Nevada contractor license. The bond amount varies from $1,000 to $500,000 based on various factors, including your monetary limit, details from your financial statement and your license type.

The Board will send a notification after your application’s approval to inform you of the required bond amount for your license.

What kind of insurance does a handyman need in Nevada?

You’ll need the right insurance to protect your handyman business regardless of whether your work requires a license. The following list includes the most common types of handyman insurance and what they cover.

Workers’ Compensation insurance

If you have any employees for your handyman business, you’ll need workers’ compensation insurance. It covers lost wages, medical expenses and more if injuries occur on the job.

General Liability insurance

As a handyman, you’ll find that many clients ask for proof of general liability insurance. This provides coverage for work-related accidents, property damage and other incidents involving a third party (such as your clients).

Tools and Equipment insurance

You can protect your work gear with tools and equipment insurance, which provides repair and replacement coverage for damaged or stolen items.

Commercial Auto insurance

If you use a work vehicle, you’ll need commercial auto insurance to cover costs related to accidents, such as towing, repairs and rental reimbursement. 

Commercial Property insurance

Commercial property insurance provides coverage for damage or vandalism to a property that you own or rent. Coverage extends to inventory and equipment you keep in that location.

What is the certificate of insurance requirement in Nevada for handymen?

To get a contractor license, you must have a certificate of insurance to show proof of workers’ compensation coverage. However, you may submit an affidavit for an exemption if you do not have any employees.

How NEXT Insurance supports Nevada handypeople

NEXT Insurance helps you get the right small business or self-employed handyman insurance to protect your business and satisfy Nevada licensing requirements.

Using our online services, you can apply for insurance and get a certificate of insurance in just minutes from any computer or mobile device. You can customize your coverage to meet your unique needs and share unlimited COIs at no extra cost.

We specialize in coverage for contractors like you, and we’ve helped thousands of handypeople get affordable insurance packages for their businesses.

If you’re ready to start work as a handyman in Nevada, get an instant quote online from NEXT today.

Do you have maintenance and repair projects in an area outside Nevada? Learn what states require handyman licenses in our summary of handyman license requirements.

Sources

1 U.S. Bureau of Labor Statistics 

2 Nevada State Contractors Board

3 Nevada Administrative Code: Contractors

4 SilverFlume: Nevada’s Business Portal

5 Licensure by Endorsement

Nevada handyman license and insurance requirements

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About the author
Ashley Henshaw is a contributing writer at NEXT Insurance and a writer and editor at BrainBoost Media. She specializes in small business topics, covering everything from insurance and branding to web hosting and cryptocurrency. Her work is focused on helping independent business owners and entrepreneurs access the tools they need to succeed.
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