NEXT is now ERGO NEXT Insurance, uniting digital-first innovation with Munich Re’s global financial strength.

Amy Beardsley, NEXT Insurance

Amy Beardsley

Contributing Writer, Legal and Compliance
•
Linkedin

Amy Beardsley is an insurance expert and contributing writer at NEXT who specializes in small business coverage. Leveraging her background in the legal field, Amy brings a deep understanding of laws, regulation and compliance requirements to her work.


In her 9+ years of producing expert content, she has contributed to publications like Legal & General, Berkshire Hathaway Specialty Insurance, Insurify and NerdWallet. Her work has also appeared in CNBC, Kiplinger and US News.

Latest posts by Amy Beardsley

How to make an expert business pitch investors can't refuse

How to make an expert business pitch investors can't refuse

Is your small business ready to accept credit card payments?

Is your small business ready to accept credit card payments?

1
...
8
9
How NEXT helps small business owners

How NEXT helps small business owners

NEXT is 100% dedicated to small businesses and the self-employed. That means we can help you get the simple, affordable coverage you need to stay protected, meet legal requirements and provide customers with proof of insurance.

Purchase your business insurance online and get your certificate of insurance instantly.

What we cover
Business Insurance
General Liability
Workers’ Compensation
Commercial Property
Business Personal Property
Commercial Auto
Professional Liability
Errors and Omissions
Tools & Equipment
Business Owner's Policy
Product Liability
Employment Practices Liability
LLC Business Insurance
Liquor Liability
Certificate of Insurance
Browse by State
Who we insure
Architects & Engineers
Auto Services
Beauty
Cleaning
Construction
Consulting
Contractors
Education
Entertainment
Fitness
Financial Services
Food Services
Real Estate
Retail
Therapy
Top professions
Carpenter Insurance
Daycare Insurance
Debris Removal Insurance
General Contractor Insurance
Handyman Insurance
HVAC Insurance
Landscaping Insurance
Painters Insurance
Personal Trainer Insurance
Roofing Insurance
Auto Repair Shop
Yoga Teacher Insurance
Retail Store Insurance
Most popular
Accountant Insurance
Amazon Sellers
Architect Insurance
Catering Insurance
Ecommerce Insurance
Engineer Insurance
Massage Insurance
Photographer Insurance
Real Estate Agent Insurance
Restaurant Insurance
Texas General Liability
Florida General Liability
California General Liability
About us
Why ERGO NEXT?
Español
Become an Agent
Blog
Help Center
Insurance Glossary
Our Story
Partner With Us
Find an Agent
Sitemap
Chat with Us

Mon – Fri | 8 a.m. – 5 p.m. CT

Facebook
Instagram
Tiktok
Twitter
Linkedin
Youtube
© 2026 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States
Terms of Service
Privacy Policy
Licenses
Accessibility
Better Business Bureau
NEXT is part of the ERGO Group, a Munich Re company.

Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts and policy start times apply to specific coverages only.

** Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim.

† Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of March 21, 2025. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.