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Why become a NEXT insurance agent?

  •  Top carrier for SMBs with fewer than 10 employees
  •  Appetite to cover new businesses
  •  Instant online quote and bind process
  •  Immediate access to certificates of insurance

Business insurance built for agents working with small business clients.

We'll help you sell more insurance

Appliance Technician Insurance

Instant quote and bind

Appliance Technician Insurance

Bundled policies

Appliance Technician Insurance

Free COI

Appliance Technician Insurance

U.S.-based support

Appliance Technician Insurance

Rated “A” by Demotech

Appliance Technician Insurance

Backed by Munich R.E.

Trusted & loved by over 300,000 business owners

Rated 4.7 by verified customers

We’re trusted by 300,000+ small business owners across more than 1,300 classes of business

A big appetite for small businesses

Restaurants

General Contractors

Cleaning

Real Estate Agents

Accounting

Architects & Engineers

General Liability

A general liability policy provides financial protection if your client is held responsible for some of the most common accidents that can occur at a business, such as a customer injury or damages to someone’s property. It also provides coverage if your client is forced to defend an accusation of libel or slander. It’s the most common insurance for small businesses and self-employed professionals, and it’s typically the first policy purchased by new businesses.

Workers' Compensation

Workers’ comp is an essential component of any small business insurance package, as businesses are required to purchase coverage in most states as soon as they hire their first employee. It protects your clients and business owners from financial harm and provides a safety net for your clients’ employees after a workplace injury. It can help cover expenses for medical treatment, lost wages and other costs.

Commercial Auto

Commercial auto insurance is essential to protect businesses from unexpected expenses if your clients or their employees are involved in a car accident. Whether your clients have a single work truck or a small fleet of delivery vehicles, a commercial car insurance policy can provide coverage up to policy limits for medical bills, property damage, damage to vehicles, legal fees and more.

Commercial Property

Commercial property insurance can protect almost all of the things your clients need to operate their businesses, including their equipment, inventory, furniture and other items (known as “business personal property” coverage), as well as their physical buildings. NEXT’s commercial property policies also include coverage for business interruption if the business temporarily closes for a covered reason.

Professional Liability

Professional liability insurance protects your clients’ businesses against civil lawsuits and negligence claims related to professional mistakes, whether or not they’re at fault. NEXT offers this coverage by itself or as part of a general liability policy. One advantage of buying general and professional liability policies together is that your clients won’t need to worry about which policy covers them for a particular claim — the claim just gets covered.

Tools & Equipment (Inland Marine)

Your clients’ tools and equipment are essential to running their businesses. If they are stolen, lost or damaged, this coverage will get them back to work fast by paying for replacements or repairs. Tools and equipment insurance is available as an add-on to NEXT’s general liability insurance for contractors and cleaning businesses.