Our payroll services insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
You accidentally drop and break a client’s laptop. The general liability
coverage in your insurance package would help pay for a replacement.
Accidents that hurt someone
A client slips on a wet floor in your office and sprains their ankle. Your general liability coverage
would also come into play here by helping to pay for medical costs and legal fees.
You make an error when filing a client’s tax return. Professional liability coverage
for bookkeepers or professional liability insurance for tax preparers helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
You fall on some stairs in a client’s office and hurt your back. Workers’ compensation coverage
can help cover medical bills and lost wages — not to mention it’s usually required by law if you have employees.
Injuries and damage involving your business vehicles
Your work vehicle slides on an icy road and hits a parked car. Commercial auto coverage
will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Damage to your own property
A plumbing issue in your office causes water damage to the floors. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.