Pennsylvania general contractor license requirements
Pennsylvania has no specific education or training requirements for registering as a home improvement contractor. Applicants must detail prior contracting businesses they’ve operated on their registration application, but they are not required to provide details about their work experience.
How long does it take to get your general contractor license?
General contractors who submit their applications online will receive a registration number and printable temporary registration certificate instantaneously, with an official registration certificate arriving later by mail.
If you submit your application as a hard copy by mail, the estimated processing time is approximately four weeks.
Pennsylvania general contractor license renewal requirements
Pennsylvania home improvement contractor registrations are valid for two years. You must renew your registration biennially by logging in to your online account on the Attorney General’s website and filling out the “Renew or Update Information” section.
Alternatively, you may submit another application form to renew your registration. Be sure to check the box indicating that you are applying for a registration renewal and include your current registration number on the form.
General contractor license reciprocity
Pennsylvania does not maintain any general contractor reciprocity agreements with other states. Out-of-state contractors who perform home improvements in Pennsylvania must comply with the law and register their business using the same application system as in-state contractors.
Local Pennsylvania general contractor business license requirements
Local jurisdictions often have additional requirements, so it’s essential to check them before starting business operations.
Philadelphia
In Philadelphia, general contractors need a valid license and to stick to specific operational requirements. This includes following the Contractor Code of Conduct and finishing mandatory safety training.
Construction or demolition site workers need to finish the OSHA 10 Construction course or a similar one. Supervisors in some contractor categories need to complete the OSHA 30 Construction Safety and Health course.
Excavation contractors need a site safety manager who’s finished the OSHA 3015 Excavation, Trenching, and Soil Mechanics Course or a similar one.
Philly requires all contractors listed on a construction permit to have up-to-date insurance with the Department of Licenses and Inspections (L&I). This insurance needs to cover workers’ compensation, general liability and motor vehicle liability. The Law Department and the risk manager decide on the minimum coverage.
Pittsburgh
Pittsburgh’s commitment to urban renewal and historic preservation creates a steady demand for contractor work in both residential and commercial properties. If you’re considering starting a general contractor business in this vibrant city, there are a few key things you need to know.
First, you’ll need a General Contractor License for all work conducted under a Commercial Building Permit. This includes construction, renovations, or additions to one- or two-family dwellings.
When applying for a new or renewed license, you’ll need to provide your firm’s EPA Lead, Renovation, Repair and Painting (RRP) certification, which is valid for five years.
Insurance is also crucial. All contractors need to have a current certificate of insurance showing general liability coverage of at least $1,000,000 per occurrence and $2,000,000 in general aggregate.
This insurance needs to be valid at the location where you’ll be working, and the City of Pittsburgh should be listed as the certificate holder and additionally insured.
What kind of insurance does a general contractor need in Pennsylvania?
You’ll need general contractor insurance to comply with Pennsylvania’s contractor registration requirements. Some of the types of Pennsylvania business insurance which can help provide important protections include:
General liability insurance
General liability insurance can help provide coverage for potential work-related accidents, such as a client injury or damage to someone’s property.
Workers’ compensation insurance
Workers’ compensation insurance can help provide wage protection and coverage for medical expenses if an injury occurs on the job. In Pennsylvania, all employers are legally required to carry workers’ comp coverage.
Tools and equipment insurance
Tools and equipment insurance can help cover repairs and replacements if any of your work gear is stolen or damaged.
Commercial auto insurance
Because contractors often drive to different worksites, you may want commercial auto insurance, which can help cover costs related to accidents, such as towing, repairs and rental reimbursement.
Commercial property insurance
If you own or rent property for your general contracting business, commercial property insurance can help cover any damage or vandalism that may occur.
What is the certificate of insurance requirement?
With your registration application, you must submit insurance policy information showing at least $50,000 of personal injury liability coverage and $50,000 of property damage coverage. Contractors who wish to self-insure instead must submit a separate Self-Insurance Certificate of Coverage and Attestation form with their application.
