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New Jersey HVAC license and insurance requirements

New Jersey HVAC license and insurance requirements

By Ashley Henshaw
Nov 22, 2021
8 min read

New Jersey residents love their A/C and heat. In fact, the U.S. Energy Information Administration (EIA) reports that 93% of households in the state use air conditioning, and nearly half of New Jersey home energy use is dedicated to space heating.1

The widespread use of heat and A/C in the state keeps HVAC contractors busy all year long. If you’re interested in becoming a New Jersey HVAC contractor, however, you’ll need a license first.

To become licensed, HVAC contractors in New Jersey must meet a number of requirements, including work experience and HVAC insurance coverage. This guide walks you through each step of the licensing process, including:

Do you need a license to be an HVAC contractor?

Anyone performing HVACR contractor services in New Jersey must have a license from the New Jersey State Board of Examiners of Heating, Ventilating, Air Conditioning and Refrigeration Contractors.2

How to get an HVAC license in New Jersey

You must complete the following steps to get your New Jersey HVAC license:

  1. Submit an application online
  2. Pay the application fee
  3. Schedule your licensing exam
  4. Get a bond

Submit an application online

You need to register with the New Jersey Division of Consumer Affairs to apply for your license.3 With your completed application, you must include:

  • Proof that you are at least 21 years old
  • A passport size photo taken within the last six months

Because the application is only available online, you’ll need to prepare electronic versions of any materials you need to attach. Accepted file formats are .TIFF, .PDF and .JPG.

Pay the application fee

The current application fee is $100. The Board will assess a separate licensing fee after you pass the exam.

Schedule your licensing exam

New Jersey HVAC license exams are held at least four times per year. The exam covers topics on HVACR contracting as well as the laws and rules associated with HVACR contracting in New Jersey. To pass the exam, you’ll need a score of at least 70% in each of these two areas.

Get a bond

After passing the exam, you must submit a surety bond for $3,000 to the Board.

New Jersey HVAC license requirements

To get your New Jersey HVAC license, you must fulfill the work experience requirements. In most cases, you’ll also need to submit proof of your education or vocational training.

When applying, you must provide documentation to show that you meet one of the following standards for licensure:

  • A bachelor’s degree in HVACR and one year of HVACR work experience
  • A bachelor’s degree in a field related to HVACR and three years of HVACR work experience
  • Five years of HVACR contractor work experience, including four or more years as an apprentice and at least one year as an HVACR journeyman

If you don’t have a degree, you may substitute the completion of a vocational or technical school HVACR program for two of the four years required as an HVACR apprentice.

How long does it take to get your HVAC license in New Jersey?

The State Board of Examiners of HVACR Contractors meets once a month to review applications. If the Board approves your application, you’ll receive a letter as soon as possible after the meeting. This letter will include information on how to schedule your licensing exam. 

New Jersey HVAC license renewal requirements

New Jersey HVAC licenses expire on June 30 of every even-numbered year. Licensees will receive a reminder to renew approximately 60 days before the expiration date.

The cost to renew your license is $160. During the two-year period between renewals, you must complete five credits of continuing education through a Board-approved course.

New Jersey HVAC license reciprocity 

The New Jersey State Board of Examiners of HVACR Contractors will consider reciprocity for applicants who are already licensed under certain conditions. The state must have licensure standards the Boards considers equal or comparable to New Jersey’s requirements. In addition, the applicant must attach documents as evidence of their qualifications.

The Board has already established that HVAC licenses from the following states do not fulfill the requirements for New Jersey HVAC license reciprocity:4

ArkansasLouisianaRhode Island
CaliforniaMarylandSouth Carolina
DelawareNew MexicoTexas
FloridaNew YorkVirginia
GeorgiaNorth CarolinaWest Virginia

What kind of insurance does an HVAC need in New Jersey?

New Jersey HVAC contractors must have a certificate of general liability insurance. Learn more about this requirement along with other recommended types of business insurance in New Jersey.

General Liability insurance

You must have general liability insurance in order to get your New Jersey HVAC license. This provides coverage for bodily injury, property damage and other accidents that can occur on the job.

Workers’ Compensation insurance

All New Jersey employers not covered by federal programs must have workers’ compensation insurance.5 If you or one of your HVAC technicians gets hurt on the job, this provides coverage for medical expenses, lost wages and more.

Tools & Equipment insurance

Tools and equipment insurance is recommended for protecting your work gear. It covers repairs and replacements for damaged or stolen items.

Commercial Auto insurance

Most HVAC contractors need commercial auto insurance to cover costs related to accidents in a work vehicle, such as towing, repairs and rental reimbursement. 

Commercial Property insurance

If you own or rent property for your business, commercial property insurance provides coverage issues like damage and equipment breakdowns.

What is the certificate of insurance requirement in New Jersey for HVAC contractors?

You’ll need to provide a certificate of general liability insurance to the Board in order to get your license. This certificate of insurance must show coverage for $500,000.

How NEXT Insurance supports New Jersey HVAC Contractors

NEXT has helped thousands of contractors by customizing affordable insurance packages to meet their unique needs. If you’re an HVAC contractor in New Jersey, you can count on NEXT to help you get insurance to fulfill your licensing requirements and protect your business.

Our online services make it easy to get the right coverage. In just a few minutes, you can apply for coverage and obtain a certificate of insurance. Access your account online anytime, anywhere and share unlimited digital certificates for no additional charge.

Keep your cool when it comes to HVAC insurance and get an instant quote online at NEXT today.

Are you considering taking on HVAC jobs in another U.S. state? View our summary of HVAC contractor license requirements in every state.


1 U.S. Energy Information Administration

2 New Jersey State Board of Examiners of Heating, Ventilating, Air Conditioning and Refrigeration Contractors

3 New Jersey Division of Consumer Affairs 

4 Application for a Master HVAC Contractor's License by Reciprocity

5 New Jersey Department of Labor and Workforce Development

New Jersey HVAC license and insurance requirements


About the author
Ashley Henshaw is a contributing writer at NEXT Insurance and a writer and editor at BrainBoost Media. She specializes in small business topics, covering everything from insurance and branding to web hosting and cryptocurrency. Her work is focused on helping independent business owners and entrepreneurs access the tools they need to succeed.
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