Insurance for Accountants

You can save up to 25% in discounts on business insurance for accountants.*

Choose your primary coverage to get started:

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Business insurance for accounting services can help protect you from

Professional mistakes

A client or customer accuses you of making a miscalculation on their tax return, costing them money.^**

Claims of negligence

Someone claims your inaction or wrongdoing caused financial loss or personal harm.

Legal fees and defense costs

You need an attorney to defend your professional services in a lawsuit after a claim.

Get liability insurance for accountants that’s fast, easy and affordable

ERGO NEXT specializes in small business insurance. Insurance for accountants can help protect you, your company and your employees from the cost of unexpected claims.

ERGO NEXT makes it easy to:

Check prices, get covered and buy 100% online in about 10 minutes.
Manage your policy 24/7 via web or mobile app.
Pay monthly or annually and cancel anytime.
Get unlimited certificates of insurance (COI) to share proof of insurance at no extra cost.

ERGO NEXT specializes in business insurance for accountants

Insurance for accounting firms is usually several types of policies to help protect you, your business and your employees from different types of business risks. Your coverage may include:

General Liability insurance

Protection for damage to other people's property and injuries to non-employees

General liability insurance can help protect your accounting or tax preparation business if a client slips in your office (and suffers bodily injury) or you accidentally damage client property while working. This coverage can help cover related costs.

general liability can help you pay for:

Medical payments

Damage to other people’s property

Legal fees and judgments

Employment practices liability

Professional Liability insurance for accountants (E&O)

To help protect from the costs of professional mistakes

Professional liability insurance, also known as errors and omissions insurance or E&O, can help CPA firms and bookkeepers defend against claims of work mistakes or omissions, such a s miscalculation or an accidentally missed deadline, that leads to a client’s financial loss.

professional liability can help you pay for:

Professional negligence (actual or alleged)

Legal costs

Legal judgments

Commercial Auto insurance

If you own or drive a vehicle for work

If you drive for work, personal auto insurance doesn’t usually provide coverage. Most states require a commercial auto policy for business-owned vehicles to help pay for medical expenses and property damage after an accident.

commercial auto can help you pay for:

Medical expenses

Collision repairs

Rental car reimbursement

Workers’ Compensation insurance

Coverage for employee work-related illness or injury

Workers’ comp insurance coverage could help pay for medical care and lost wages if your employees get hurt on the job. It’s almost always required for accounting firms with employees in every state. If you want yourself covered by workers’ comp, make sure to add business owner’s coverage to your policy.

workers compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property insurance

Protect the physical workspace you own or rent

Commercial property insurance can help protect your accounting firm or CPA office, including furniture, computers and other essential equipment inside. If a fire, burst water pipe or another covered event damages your workspace or property, this coverage could help pay for repairs or replacements.

commercial property can help you pay for:

Damaged equipment and inventory at your business

Lost income

Operating expenses

Cyber Liability insurance

Protection against cyber attack and other tech issues

Businesses often handle personal client and financial data, and a cyber incident can disrupt your operations and hurt client trust. Cyber insurance could help protect your business and help you respond quickly if there’s a data breach of sensitive client information, a cyber attack or a phishing scam that could impact your business.

cyber liability can help you pay for:

Data breaches

Cyber attacks and ransomware attacks

System failures

ERGO NEXT Insurance reviews

Best E&O insurance

Wendy S.

Best insurance for my company

Nichole M.

owner

Prompt customer Service

Carlos S.

Great service

Alejandro G.

Sales process

Well explained, easy application and payment process.

John C.

Simple and Convenient

Getting WC insurance coverage through QBO was really simple and convenient. Highly recommended!

Sandra T.

Business insurance

Good price and great customer service

JOSEPH P.

Great Service

I was very please with the help I received from Steve! Thank you so much for making me feel at ease. I feel like I may have finally found a good home for my companies insurance.

Sharon N.

Very Pleased with this service.

Marvin H.

Awesome service!

Next was so easy to use. I just advised them what I needed for my company in about a three minute survey, they gave me a quote, and I paid it. They sent me documents right away and...

Bobbie H.

Save up to 25% in discounts on Accounting insurance

Pay monthly or annually, and you can cancel at any time.

Basic

Lowest Price

General Liability

Per occurrence

$500,000

Professional Liability (E&O)

Per occurrence

$250,000

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$25,000

Pro

How much does business insurance for accountants cost?

The cost of accountant insurance is more affordable than you might think. The exact price you’ll pay for your business insurance cost depends on a number of factors, including:

The type of clients you work with.
The location of your business.
Your number of employees.
Your claims history.
Annual business revenue.

The best way to know for sure what you’ll pay is to check our prices. In about 10 minutes you’ll see the exact cost of tailored coverage for your business.

How can insurance for accounting professionals help your business?

You might need accountant or bookkeeper insurance to help your accounting business:

Fulfill licensing requirements. Professional liability insurance or errors and omissions insurance (E&O) may be required before you can work in your profession.
Stay financially secure. General liability insurance can help cover accidents at your place of business, like if a client trips in your office or you accidentally spill coffee on a client’s laptop.
Hire employees. Most states require workers’ comp insurance for small businesses with employees.
Safeguard your office and equipment. Commercial property insurance can help with repairs or replacements if your workspace or the computers and furniture inside are damaged by fire or theft.

Accountant insurance FAQ

Here are some of the most common questions we get about business insurance for accounting professionals. If you don’t find the answers you need, our licensed, U.S.-based insurance advisors are standing by to help.

What do I need to get an insurance quote online?

It takes about 10 minutes to get a business insurance quote online with ERGO NEXT. We’ll ask a few questions about your business — like what you do, your location, what type of events you sell at, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.

How can I get a certificate of insurance (COI)?

Once you have a ERGO NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a certificate of insurance, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them.

How do you file an insurance claim with ERGO NEXT?

If you’re a policyholder, simply log in to your account and file a claim. We’ll contact you shortly to go over the details. Our support team is standing by to help.