Florida electrician license and insurance requirements

Florida electrician license and insurance requirements

What you need to become a licensed and insured electrical contractor in Florida

Ashley Henshaw
By Ashley Henshaw
Contributing Writer
Dec 16, 2025
1 min read
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To work legally as an electrician in Florida, you must hold a Certified Electrical Contractor license, which is the state’s highest level of electrical certification. To get an electrician license, you need to meet specific experience requirements, pass a two-part state exam and carry the required insurance. 

To learn how to get an electrician license in Florida, jump ahead to learn:

Do you need an electrician license in Florida?

To work legally as an electrical contractor in Florida, you need a Certified Electrical Contractor license from the Florida Department of Business and Professional Regulation (DBPR). If you’re an employee doing electrical work, you typically don’t need your own license — but you do need to work under a licensed contractor who can pull permits and oversee the job.

Florida offers two types of electrical contractor licenses: Certified and Registered.

  • A Certified Electrical Contractor license allows you to work anywhere in the state. This is the license most electricians pursue because it isn’t limited by local jurisdictions.
  • A Registered Electrical Contractor license lets you work only in the city or county where you meet local competency requirements. Registered contractors can’t legally pull permits outside those approved areas.

Most electricians choose the Certified license because it provides statewide flexibility and is required by many commercial contractors.

How to get an electrician license in Florida

To get your license, submit a Florida electrician license application to the DBPR and pass the two-part exam. 

1. Submit your application

You may apply online or print an application and submit it by mail. Include payment for the non-refundable fee with your completed application.

2. Take the licensing exam

Once your application is approved, you’ll receive instructions from Pearson Vue, the state’s exam provider, to schedule your exam. Availability varies, and many candidates are able to secure a testing date within a few weeks. You must pay the exam fee directly to PTI when you schedule.

The electrician licensing exam consists of two parts:

  • Business section: 50 questions, 2.5 hours
  • Technical/safety section: 100 questions, 5 hours

The exam is administered through a computer-based testing format. Study guides are available online, and the exam is open-book, but you may only bring approved reference materials to the testing site. You’ll receive your results immediately following the completion of your exam. 

You must score at least 75% on both parts of the test to pass.

Florida electrician license requirements

To earn an electrician license, applicants must provide proof of their work experience, demonstrate financial responsibility and submit a criminal history disclosure.

Various factors may affect the time it takes to process individual applications, including the time it takes to review your financial documentation and criminal history. Applicants may check the status of their application at any time by visiting MyFloridaLicense.

1. Work experience

Applicants must meet one of the following work experience requirements:

  • Three years as a licensed electrical professional engineer
  • Three years of management experience in the trade 
  • Three years of experience as a foreman, supervisor or contractor in the trade 
  • Four years of experience as a supervisor in electrical work in the U.S. Armed Forces
  • Six years of comprehensive training, technical education or broad experience associated with an electrical contracting business
  • Six years of technical experience in electrical work with the Armed Forces or a governmental entity 
  • A combination of the above qualifications totaling six years of experience

You must submit W-2s or other acceptable documentation (such as 1099s or tax records) and employment verification forms signed by your employers. To qualify for licensure, at least 40% of the required work experience must be in three-phase services to show competency in commercial and industrial electrical work. 

2. Financial documentation

You must demonstrate financial responsibility by submitting a personal financial statement or credit report. Issues like delinquent accounts, collection accounts, unpaid liens or judgments must be reviewed before your application is approved.

3. Criminal history

You must disclose any criminal history on your application, which will be reviewed before your application is approved or denied.

What kind of insurance does a Florida electrician need?

Insurance isn’t just a licensing requirement — it helps protect your business from the risks that come with electrical work and supports you when you take on new projects or clients. The following types of Florida business insurance are available for electricians:

Workers’ compensation insurance

All Certified Electrical Contractors are required to carry Florida workers’ compensation insurance unless they apply for an exemption. This insurance can help provide coverage for lost wages and medical expenses if you or an employee gets hurt on the job.

Learn more about Workers’ Comp for contractors.

General liability insurance

Florida general liability insurance can help provide coverage for certain types of work-related accidents, such as property damage or a third-party injury.

Learn more about General Liability for contractors.

Tools and equipment insurance

Tools and equipment insurance can help cover the cost of repairs and replacements for stolen or damaged work gear.

Commercial auto insurance

If you drive for work, commercial auto insurance can help cover accident-related costs like property damage and medical expenses. 

Commercial property insurance

If you own or rent property for your business, commercial property insurance can help provide coverage in the event of damage or vandalism.

What is the certificate of insurance requirement in Florida for electricians?

Florida electricians must have liability insurance with one of the two following coverage options: 

  • $100,000 per person, $300,000 per occurrence and $500,000 property damage 
  • $800,000 combined single limit

The Electrical Contractors’ Licensing Board must be listed as the certificate holder on your certificate of insurance.

At the time of licensure and any time you contract electrical work, you must attest to the DBPR that you have or will obtain workers’ compensation coverage. If you qualify for an exemption, you must obtain it within 30 days after your license is issued.

Florida electrician license reciprocity

Florida does not maintain reciprocal agreements with any state for electrician licenses. However, electricians who hold an out-of-state license may be able to apply for endorsement if they have passed the licensing exam in one of these states:

  • California
  • Colorado
  • Georgia
  • Nevada
  • North Carolina
  • Oklahoma
  • South Carolina
  • Texas

Endorsement is similar to reciprocity, but it is contingent upon approval. Endorsement applicants must show that the exam they passed is substantially equivalent to Florida’s licensing exam and must still meet all experience and financial requirements.

Candidates must still submit a complete application and demonstrate that they have the work experience required for Florida licensure.

How do you renew a Florida electrical contractor license?

Certified Electrical Contractor licenses expire on August 31 in every even-numbered year. Registered contractors must also renew with DBPR but may have additional local competency requirements set by their city or county. 

To renew your license, you must pay a renewal fee and complete the required hours of continuing education. Contractors may also choose to place their license on inactive status if they do not wish to renew immediately.

Continuing education requirements

You must complete the following continuing education hours prior to renewing your license:

  • 1 hour of workers’ compensation
  • 1 hour of workplace safety
  • 1 hour of business practices
  • 1 hour of Florida laws and rules
  • 1 hour of Florida building code advanced module course
  • 6 hours of technical skills

For Certified electrical contractors who perform alarm work, an additional two hours of continuing education hours on false alarm prevention are required.

How NEXT helps support Florida electrical contractors

NEXT offers affordable options for electrician insurance, including business insurance and self-employed electrician insurance. We specialize in helping contractors like you get insurance packages customized to meet their unique needs.

Applying for coverage is simple and easy. Using our online services, you can compare coverage options and get a certificate of insurance in just minutes from any computer or mobile device. 

Get an instant quote online today.

Ashley Henshaw
About the author

Ashley Henshaw was a contributing writer at NEXT. She specializes in small business topics, covering everything from insurance and branding to web hosting and cryptocurrency.


Her work has appeared in The Huffington Post, AOL City's Best, Citysearch, USA Today, The San Francisco Chronicle and Livestrong.

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