Your business is burglarized overnight and inventory was stolen. You need to replace it — fast.**
A customer claims a sweater you sold was treated with a chemical that caused an allergic reaction.
A covered event such as a fire, theft or burst water pipe ruins your products and inventory or ends in costly repairs to your home office or workspace.
Criminals hack your store’s site, and now your customers’ payment information is compromised.

Selling on Amazon? If your monthly sales exceed $10,000, you may be required to carry general liability insurance. Amazon typically requires at least $1 million in general liability coverage to stay compliant. Even if you haven’t reached that threshold, coverage can help protect your business from product-related claims and unexpected risks.
With ERGO NEXT, you can:




Find answers to common questions below, or chat with a licensed U.S.-based advisor for help.
If you're a customer, your policy documents and changes can be accessed and managed in your online customer account.
The quickest way to talk to our U.S.-based customer service team is through chat. You can reach us by clicking “chat with us” at the very bottom of the help center page.