A product you sold causes harm to a customer’s health or damages their property.**
A covered event such as a fire, theft or burst water pipe damages your inventory, equipment or space.
Amazon or another third-party requires proof of insurance.
Someone slips, trips or gets hurt in your store.

Selling on Amazon? If your monthly sales exceed $10,000, you may be required to carry general liability insurance. Amazon typically requires at least $1 million in general liability coverage to stay compliant. Even if you haven’t reached that threshold, coverage can help protect your business from product-related claims and unexpected risks.
With ERGO NEXT, you can:




Find answers to common questions below, or chat with a licensed U.S.-based advisor for help.
If you're a customer, your policy documents and changes can be accessed and managed in your online customer account.
The quickest way to talk to our U.S.-based customer service team is through chat. You can reach us by clicking “chat with us” at the very bottom of the help center page.