Customized coverage to help you meet vendor insurance requirements
ERGO NEXT makes it fast, easy and affordable to get the vendor insurance you need tailored for your business.
Whether you’re selling crafts, serving coffee or something else, we can help you get just the right coverage to protect your business and give you the credentials to sell.
In about 10 minutes you can get a free quote, buy online and get shareable proof of insurance at no extra cost.
Note that ERGO NEXT does not sell one-day vendor insurance policies.
ERGO NEXT has tailored vendor liability insurance for all types of vendors
Choose your profession for more information or start an instant quote to get covered fast
How much does vendor insurance cost?
Pricing for vendor insurance varies based on a number of factors, including:
- Your type of business
- Your business structure (sole proprietor, LLC, corporations)
- Your business location
- The number of employees you have
- Your claims history
- Revenue or business income
- The coverage limits and deductibles you choose
With ERGO NEXT, you can save up to 10% in discounts when you buy more than one policy.
What can vendor liability insurance cover?
Business insurance can help protect vendors against losses after a wide range of unexpected incidents and accidents, including:
- Bodily injury
- Damage to your inventory
- Property damage to your property or someone else’s
- Medical expenses for customers, employees or yourself
- Theft, burglary and vandalism
- Equipment failures
- Business vehicle collisions
Vendor insurance that’s fast, easy and affordable
Fast
Buy your policy in just 10 minutes and you can save up to 25%*
Flexible
Set up monthly or annual payments, and get unlimited proof of insurance at no extra cost
Convenient
Do it all 100% online or talk to a licensed U.S.-based advisor
Types of vendor liability insurance
General liability coverage is often required by venues where vendors sell their goods and services.
Vendor liability insurance can help provide financial protection for some of the most common accidents a vendor might face. This can include things like accidental property damage that you cause and customer slip-and-fall injuries at your place of business.
A workers’ comp insurance policy is required in most states if you have employees.
It can help with the cost of work-related accidents and injuries for your employees, and you have the option to add yourself. Coverage can help cover medical bills and lost wages while recuperating and more.
Most states require a commercial auto policy for business-owned vehicles to help cover medical expenses and property damage after an accident.
Personal vehicle insurance typically does not cover you if you have an accident while driving for work.
Commercial property coverage can help protect your business property against damage and theft, including your inventory, supplies, equipment and any commercial buildings you use to run your business.
If you have expensive gear or products, you may want to consider this policy to help cover the cost to repair or replace your business property.
Product liability coverage — included in NEXT’s general liability insurance — can help protect your business if one of the products you make or sell hurts someone or causes damages that cost someone money.
The more you sell, the greater your need for product liability insurance to help cover the cost of property damage, injuries and legal fees.
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Vendor insurance FAQ
If you don’t find answers here, our licensed, U.S.-based insurance advisors are standing by to help.
What do I need to get an insurance quote online?
How can I get a certificate of insurance (COI)?
How do you file an insurance claim with ERGO NEXT?
