Insurance quote

An estimate of what you’ll pay for your business insurance.


What is an insurance quote?


An insurance quote is an estimate of what you’ll pay for your business insurance coverage. You provide the insurance company with details about your company and your operations, then the company assesses your risk and tells you how much your coverage will cost.

It’s a good idea to get two or three insurance quotes before you buy. Insurance companies might charge you differently for the same coverage. Ask several insurers to provide a quote for your policy.

How do you get an insurance quote?

The old fashioned way to get an insurance quote is to call or meet in person with an insurance agent or broker. You provide details about your business such as its type, location, number of employees, size and more. The information is analyzed and then days or weeks later, you’d receive a cost estimate for your policy.

The faster and easier way to get an insurance quote is with an online insurance provider like NEXT. Just answer a few questions and you’ll receive your quote in less than 10 minutes. Plus, you can receive quotes for multiple types of small business insurance — such as general liability insurance, worker’s compensation insurance and commercial property insurance — after submitting your information only once.

How do you compare insurance quotes from different companies?

Make sure you’re comparing apples and oranges. For example:

  • Are the covered risks identical?
  • Are limits of liability the same?
  • Are all of the exclusions comparable?

Requesting a quote does not tie you to the company who provides it. Once you get your quote, you can keep shopping for insurance, select another insurer or buy.

How NEXT can help you get a quote on business insurance

NEXT makes getting an insurance quote for small business insurance easy and fast. It takes less than 10 minutes to answer a few questions and you’re good to go.

Get a quote, buy online, manage your policy and access free proof of insurance 24/7 to help get you back to business.

Get a free instant quote from NEXT.

There’s a lot to love about NEXT

Business insurance in less than 10 minutes

Get insurance in less than 10 minutes and you can save up to 25% in discounts*

Tailored business insurance

Unique, flexible coverage with easy monthly payments

Get business insurance online

Do it all 100% online or talk to a licensed U.S.-based advisor

Let’s find the coverage you need for your business

Business insurance is divided into different policies. We offer seven types so it's easy to design the coverage that fits your business.

General Liability insurance
General Liability

Protect yourself from accidents that cause physical injury or damaged property.

Professional Liability or Error and Omissions Insurance
Professional Liability/E&O

Shield yourself from lawsuits that claim your work errors caused financial losses.

Workers' Compensation Insurance
Workers’ Compensation

Cover medical bills and lost wages if your employees have an accident at work.

Commercial Auto Insurance
Commercial Auto

Stay on the road with coverage for dents, tows and damage to someone else’s vehicle.

Tools & Equipment Insurance
Tools & Equipment

Upgrade your general liability coverage to protect any gear that’s stolen, damaged or lost.

Commercial Property Insurance
Commercial Property

Keep your building, inventory and equipment protected from fire or water damage.

Business Owner’s Policy Insurance
Business Owner’s Policy

Combine general liability and commercial property into one policy to protect your business.

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* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.
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© 2023 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States
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Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.