NEXT is now ERGO NEXT Insurance, uniting digital-first innovation with Munich Re’s global financial strength.

Customer Reviews

Easy to use. Low cost. Customer friendly. See what customers are saying about ERGO NEXT.

What do customers have to say about ERGO NEXT?

Reliable, affordable, convenient insurance coverage

My experience has been exceptionally positive. I found NEXT to be effortlessly easy to obtain coverage, even on short notice, which was incredibly helpful for my business needs. Th...

Wanda Tracey

8/13/2025

I've had NEXT for years

I've had NEXT for years. I carry both commercial property and liability policies. They're very reasonably priced and the app is fantastic. I had a water pipe burst and a substantia...

Jimmy Hook

4/12/2025

Took me 20 minutes

Very easy to use and took me 20 minutes to select and purchase my company's Certificate of Insurance for my business. it was all online and no one needed to call me. Some days I j...

Wendy Murphy

4/29/2025

Such an easy process

Everything was so easy. I went online and told them exactly what I needed and between my needs and their suggestions, we came up with an insurance plan to meet my budget and satisf...

Chad Gibson

2/1/2025

NEXT saved the day

Starting my business 3 years ago and needing insurance fast, Next stepped in to save the day!

Richard Rogers

2/3/2026

I've had a great experience with NEXT

I’ve had a great experience with Next Insurance for my business. The process of getting coverage was quick and straightforward, and everything was easy to understand — even for som...

Duane Mcclain

3/20/2026

Absolutely amazing service

Absolutely amazing service and they provide you with certificates of insurance fast. And it's affordable!

Joshua Hadley

1/27/2026

Super easy to navigate

Super easy to navigate through the app, and easy to reach an agent on the phone if the need arrives.

Triston Fiscus

3/5/2026

Genuine care for your clients

Your site is incredibly user-friendly and demonstrates genuine care for your clients. The seamless functionality truly reflects your dedication to creating a positive experience, e...

Igor Shusterman

1/22/2025

Best commercial liability coverage for small business

Couldn't have asked for a simpler insurance. The most affordable commercial liability insurance online provider. Commercial liability insurance coverage within minutes.

Benjamin Barreras

1/13/2025

ERGO NEXT is trusted by business owners like you

750,000+

750K+

Customers insured

100%

100%

Instant online access

1,300+

1,300+

Types of businesses covered

4.7/5

4.7/5

Customer rating

Taking the worry out of running a small business

We provide the coverage you need so you can focus on the work, without the worry. Like Clay. See what happened when his gear was stolen on a job (spoiler: he still got the job done!).

Award-winning small business insurance

See what ERGO NEXT can do for your business

Sources:
©2014-2024 and TM, NerdWallet, Inc. All Rights Reserved. https://www.nerdwallet.com/article/small-business/business-insurance, July 2024
https://www.investopedia.com/best-small-business-insurance-4844202, July 2024
https://insuranceranked.com/business-insurance, July 2024
https://www.cnbc.com/the-worlds-top-fintech-companies-2025/, July 2025
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NEXT is part of the ERGO Group, a Munich Re company.

Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts and policy start times apply to specific coverages only.

** Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim.

Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of March 21, 2025. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.