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Translator and Interpreter Insurance

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

Liability insurance for translators can help protect:

Business errors

Business errors

A client or customer accuses you of making a professional mistake that costs them money.

Claims of negligence

Claims of negligence

Someone claims your inaction or wrongdoing caused financial loss or personal harm.

Legal fees and defense costs

Legal fees and defense costs

You need an attorney to defend your business in a lawsuit after a claim.

Translator and interpreter insurance designed to protect your business

NEXT Insurance is a one-stop shop to help you get the translator and interpreter insurance you need to protect your business from accidents, injuries, and legal fees. Our insurance packages typically include:

  • Professional liability (E&O)
  • General liability
  • Workers’ compensation
  • Commercial property

Get the translator and interpreter business insurance that's just the right fit

It’s all about managing your risk. See the different policies available for translators and interpreters and save up to 10% when you bundle two or more of our policies.

General Liability

General Liability

Protection for the injuries, accidents and damage you cause

General liability insurance provides financial protection if an accident happens at your translation and interpretation business, such as a customer injury or damages to someone’s property. It also provides coverage if you have to defend an accusation of libel or slander.

general liability can help you pay for:

Medical payments
Property damage
Legal fees and judgments
Professional liability (E&O)

Professional liability (E&O)

To help protect you from errors and mistakes at work

Professional liability insurance (also called errors and omissions insurance) can help you defend your business if you’re accused of making a mistake that causes someone to lose money. For example, if you give wrongful advice to a client that costs them money, this coverage could help cover related expenses to defend yourself if they file a lawsuit.

professional liability can help you pay for:

Professional negligence (actual or alleged)
Legal defense costs
Legal judgments
Workers' Compensation

Workers' Compensation

For business owners who hire employees

Workers’ compensation insurance provides a safety net for translation and interpretation business owners and their employees after a workplace injury. It can help cover expenses for medical treatment, lost wages and other costs. You’re required to purchase coverage in most states as soon as you hire your first employee.

workers compensation can help you pay for:

Medical expenses
Lost wages
Employer liability
Commercial Property

Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance helps to protect the items you need to run your translation and interpretation business, including your inventory, equipment, furniture, fixtures and even the space that you lease or property that you own. If a fire damages a wall at your store and you have to close for six weeks during repairs, you'll be glad you have commercial property.

commercial property can help you pay for:

Damaged equipment and inventory
Lost income
Operating expenses
Cyber Liability insurance

Cyber Liability insurance

Protection against cyber attack and other tech issues

Businesses often handle personal client and financial data, and a cyber incident can disrupt your operations and hurt client trust. Cyber insurance could help protect your business and help you respond quickly if there’s a data breach of sensitive client information, a cyber attack or a phishing scam that could impact your business.

cyber liability can help you pay for:

Data breaches
Cyber attacks and ransomware attacks
System failures

You can save up to 25% in discounts on translator and interpreter insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic
Lowest Price
General Liability
Per occurrence
$500,000
Professional Liability (E&O)
Per occurrence
$500,000
Workers’ Comp
Per accident
$100,000
Commercial Property
Per occurrence
$25,000
Pro
Most Popular
General Liability
Per occurrence
$1 million
Professional Liability (E&O)
Per occurrence
$1 million
Workers’ Comp
Per accident
$500,000
Commercial Property
Per occurrence
$25,000
Pro Plus
Best Coverage
General Liability
Per occurrence
$1 million
Professional Liability (E&O)
Per occurrence
$1 million
Workers’ Comp
Per accident
$1 million
Commercial Property
Per occurrence
$25,000
How much does translator insurance cost

How much does translator insurance cost?

Translator insurance costs vary based on the risks that your business faces, such as:

  • The types of projects you work on
  • Where your business is located
  • Your payroll and the kinds of jobs your employees do

You can save up to 25%, depending on the kind of work you do. More risky professions can expect to pay more.

Translator insurance requirements

Translator insurance requirements

Small business owners are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:

  • Get a business license in your state. It’s a good idea to check if you need a license in your state in order to get insurance.
  • Start work on a project. Clients might ask you to have active insurance — usually general liability or workers’ comp.
  • Hire employees. Most states require workers’ compensation insurance if you have employees.
  • Repair or replace commercial property you own or rent. Protect your inventory, equipment and even the building that you lease or own.