Amazon Seller Insurance

Customized coverage for third-party Amazon sellers

Choose your primary coverage to get started:

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Amazon seller insurance can help protect you from:

Theft

Your business is burglarized overnight and inventory was stolen. You need to replace it — fast.

Product liability

A customer claims a sweater you sold was treated with a chemical that caused an allergic reaction.

Advertising injury

A competitor sues you claiming that you copied the "look and feel" of their product listing.

Cyber

Criminals hack your store's site, and now your customers' payment information is compromised.

Why do Amazon sellers need insurance?

Amazon requires sellers with gross sales of $10,000 or more to carry general liability insurance.

Even if you’re not a Professional Seller on Amazon, it’s still a good idea to get coverage. It can help protect your business if something goes wrong.

We’ll help you get the business insurance coverage you need

It’s all about managing your risk. See the different policies available for Amazon sellers and save up to 10% when you bundle two or more of our policies.

General Liability

Protection for the injuries, accidents and damage you cause

General liability insurance covers a wide range of small business accidents and basic risks. You’ll have financial protection if someone other than an employee gets hurt or you are held responsible for damaging property that doesn’t belong to you. It’s required by retail platforms like Amazon before you can begin selling online.

general liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

For business owners that use vehicles

If you’re driving for your business, you need a safety net in case of auto or equipment accidents. Get covered for accident liability, rentals, tows, and more.

commercial auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance can help protect your business equipment, inventory and even the building itself if you own it. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with replacement costs or repairs.

commercial property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

What customers say about us

Fast Easy and no hassle

Seamless process, just answer a few questions about your business submit and download your policy. Reasonable prices and excellent customer service. I highly recommend

Connie A.

I like that I can modify my cert of Liability

A++, this system works.

Kirk R.

Easy purchase

Buying the insurance was fast and easy. All online with no delays.

Richard C.

Hastle free and quick

Muhammad A.

Smooth and Easy!

Acquiring insurance through Next was as easy as it could possibly be. I would not have put it off if I knew it would be that easy!!

Gregory S.

Outstanding

The help I received was second to none! All questions answered and myself and my business are set up for success

JAMES H.

Quick service

Kasun J.

Great service so far

So far I have no complaints joining was fast price was great

Tonia T.

Worry Free

Transaction was easy and clear!

David E.

Great service

Sam W.

Amazon Seller Coverage Plans

Our Pro and Pro Plus packages both meet Amazon seller insurance requirements

Basic

Lowest Price

Commercial Auto

Combined single limit

$85,000

General Liability

Per occurrence

$500,000

Commercial Property

Per occurrence

$25,000

Pro

What kind of insurance do Amazon sellers need?

You need $1 million in liability coverage, per occurrence and in aggregate, to meet Amazon’s sellers insurance requirements. This helps protect your business and Amazon from financial losses if you are accused of causing an injury or property damage related to whatever you are selling. Your policy (or policies) must include coverage for: products, products/complete operations, bodily injury.

NEXT works with Amazon to get you what you need

Our application process is 100% online, which lets you review your policy options, purchase coverage and get your certificate of insurance in less than 10 minutes, so you can start selling your stuff right away. If you have questions, our licensed, U.S.-based insurance professionals are ready to help. Start an instant quote today.