Next Insurance

We’re 100% Dedicated to Small Business.

Tailored business insurance. Zero hassle. Big savings.

Next Insurance: Small business insurance
Get NEXT. Get Going.

Our business insurance gives you the confidence to take smart risks with your business; the kind that’ll take you to the next level. So whether you’re just starting out or looking to bring on a team of 20, NEXT will help get you there.

We know you’re busy, so we’ll be quick.
Tell us what you do
1

Tell us what you do.

Select your type of coverage
2

Select your type of coverage.

Get your certificate of insurance
3

Get your certificate of insurance.

Let’s find the coverage you need for your business.

Business insurance is divided into different policies. We offer 7 types so it's easy to design the coverage that fits your business.

General Liability insurance
General Liability

Accidentally damaged customer property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks. Contractors and cleaners can add tools and equipment coverage to protect their gear, as well.

Workers' Compensation Insurance
Workers’ Compensation

If you have employees, workers’ comp is mandatory in almost every state to help cover medical bills and lost wages if a workplace accident occurs. And don’t forget about the boss — add business owner’s coverage to protect yourself as well.

Professional Liability or Error and Omissions Insurance
Professional Liability/E&O

If you’re accused of making an error at work, we’ve got your back. Get professional liability insurance (also known as errors & omissions insurance) and you’ll be protected from certain types of lawsuits and claims.

Commercial Auto Insurance
Commercial Auto

Vehicle-related damage shouldn’t mean you have to pump the brakes on your bottom line. With commercial auto, you’re covered for dents, tows and damage to someone else’s car or truck. Add HNOA coverage for extra protection on rentals and employee vehicles.

Tools & Equipment Insurance
Tools & Equipment

Add a tools and equipment upgrade to your general liability insurance. If your gear ever gets damaged or stolen, we’ll be there to abracadabra them back in a flash.

Commercial Property Insurance
Commercial Property

Commercial property insurance isn’t just for buildings — it can protect almost all the gear, inventory and equipment you need to do business. We'll make sure your lights stay on if a fire, water damage or other covered event causes an interruption to your business.

Business Owner’s Policy Insurance
Business Owner’s Policy

A business owner’s policy (BOP) combines general liability and commercial property into one handy package. It’s a great option for protecting your business if you have a physical location, equipment or inventory and if you deal with customers or the public.

Pro tip: Bundle two or more of our policies and save up to 10%.

We’ve got tailored policies for thousands of professions.

Accountant, Carpenter, Catering, Daycare, Dance Instructor, DJ, E-commerce, Electrician, Engineer, General Contractor, Handyman, HVAC Contractor, Business for Insurance Agents, Landscaping, Personal Trainer, Pressure Washing, Real Estate Agent, Restaurant, Roofing, Welding
Certificate of Insurance

Need a Fast Certificate of Insurance?

Download the NEXT mobile app and get your COI in seconds.
Download from app storeDownload from google play

“We had been struggling for months trying to find insurance for our small concierge business. It was nearly impossible...NEXT is a lifesaver”

Miranda BelanskySea La Vie Galveston, LLC
Miranda Belansky

“I can't think of much NEXT Insurance can do to better serve me and my business. They make me feel prepared for the worst-case scenario.”


Bryan Pearse
Bryan Pearse, LLC

Bryan Pearse

“Excellent service and some of the most polite and professional staff I've ever dealt with. Rates cannot be beat and their honesty is great.”

Stacy McGrath
Hub International Protection Division, LLC
Stacy McGrath

Carousel Navigation - Previous Slide
Carousel Navigation - Previous Slide
Chat Online

Want to chat?

We’re here to help.

Our live U.S.-based insurance experts are standing by for one-on-one support.

Partner With Us

NEXT is rated “A- Excellent” by AM Best, the industry standard for rating insurance companies.

What we cover
Chat with Us

Mon – Fri | 8 a.m. – 5 p.m. CT

© 2022 Next Insurance, Inc.
Better Business Bureau
Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.