NEXT is now ERGO NEXT Insurance, uniting digital-first innovation with Munich Re's global financial strength.

Get Appointed in Minutes

Start selling ERGO NEXT in about an hour

The commercial property and casualty carrier backed by Munich Re

  • Access coverage for 1,300+ types of micro-small businesses
  • Sell faster through a streamlined digital platform
  • Grow your book with the strength of ERGO NEXT behind you

Agents rely on ERGO NEXT to grow their book of business 

Gives me a competitive edge
ERGO NEXT gives me a competitive edge because I can work faster. I got appointed and started binding immediately with no additional paperwork.
— Monica, BRZ Insurance
All about self-service
ERGO NEXT is all about self-service. I can make policy changes in the agent portal, and my clients can generate their own COIs online in minutes.
— Suzie, Insurance Producers Network
Trusted for years
I’ve trusted ERGO NEXT for years. Now that it’s part of Munich Re, I’m confident in their long-term stability as I build my book with them.
— Andrew, ABC Group Agency, Inc.

ERGO NEXT Insurance has a Financial Strength Rating of A+ (Superior) by AM Best. The rating reflects ERGO NEXT’s inclusion as a member of the lead rating unit, Munich Reinsurance Company (Munich Re).